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Credit Union West
Routing Number: 322172153
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New Year, New Finances

Plan out your financial future.

New Year, New Finances

If time has taught us anything, it's that we need to be prepared for financial ups and downs. As we get ready to move into the new year, take time to put a financial plan in place so you are better prepared for the future.

In case of emergency

If you don't have an emergency fund, it’s a great time to get one started. Set a goal like putting away $500. This amount will typically cover you if your car breaks down or your dental coverage doesn't pay for that broken tooth. If it's difficult getting started, put aside $10 to $20 each paycheck and you'll hit your goal within a year. You can also use direct deposit or set up a recurring automatic transfer into your savings so you'll be less tempted to spend rather than save.

Save now, shop later

Patience is a virtue, especially when it comes to buying big-ticket items. Is the newest smartphone on your wish list? Dedicate yourself to cutting back on other extravagances (dining out, new clothes, subscription service, etc.) and put that money aside.

Make long-term plans

It might be time for you to consider putting money into a Savings Certificate. We offer competitive savings rates that won’t change over the duration of your Certificate and have terms ranging from 6 months to 5 years. Plus, your funds are insured up to $250,000. Better yet, for a limited time, you can earn up to 4.25% APY¹ when you move your money to a Credit Union West promotional certificate! Choose from a 13 month or 25 month term with a minimum deposit of only $500.

Cheers to the New Year! Dream big and make the most of your 2023.

Earn more on your terms


Earn Up to 4.25% APY¹ when you move your money to Credit Union West.

1 APY (Annual Percentage Yield). Rates current as of 6/1/24 and subject to change without notice. Penalties may be imposed for early withdrawal. Fees could reduce earnings.
2 Promotional Certificates - if total certificate amount is less than $10,000 all funds must be new money. Additional funds can be existing Credit Union West funds once $10K minimum of new money is met. Maximum amount is $250,000. Only one of each type of these promotional products may be held per member. Promotional rate cannot be applied to existing certificates. Offer good for the initial term only. Upon maturity, all promotional certificates will automatically renew closest to but not exceeding the current term of the certificate, unless Credit Union West is notified within the 7-day grace period of the maturity date. For example, a 13-month promotional certificate of deposit will roll into a 12-month certificate of deposit upon maturity.

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