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Business Credit Cards
Fuel Your Business. Empower Your Growth.
At Credit Union West, we’re here to help your business grow stronger. Our new Business Preferred and Business Rewards Credit Cards are designed to give you flexibility, financial strength, and the support of a local partner who understands your needs.
Each card comes with a bonus offer just for you!
Business Rewards
Earn 30,000 Bonus Points¹
After you spend $5,000 in the first 90 days
with our Business Rewards card.
Business Preferred
2% Cash Back on Balance Transfers²
with our Business Preferred card.
Choose The Card That's Right For Your Business
Shared Benefits
✔ No annual fee
✔ Easy online & mobile account management
✔ Balance transfers & cash advances available
✔ Backed by Credit Union West's trusted service
The Difference
Why Credit Union West
Extended Security
Enjoy card and purchase protection. We offer our members extensive, no-cost, card security options.
No-Fee Accounts
No matter which credit card you choose, it will have no annual fee.
24/7 Support
As a cardholder, you have 24/7 access to support. Simply call 602.631.3200.
Custom Options
You get to choose the Mastercard option that works for you. From extensive benefits to a lower interest rate, the choice is yours!
Instant Answers
Yes. All of our business credit cards come with valuable benefits including no annual fees, identity theft resolution services, price protection, extended warranty, satisfaction guaranteed, purchase assurance, travel assistance, trip protection, rental insurance, cell phone protection, and Priceless Cities discounts.
Yes. We offer the Business Rewards Mastercard, where you can earn points and get rewards with every dollar you spend.
You can redeem your points at dreampoints.com/cuwestbusiness
No, you will not need a consumer account to apply. However, you will need to open a business account upon approval of your credit card application.
When you receive your new business credit card in the mail, you will be provided with specific instructions on how to set up your card. Call 866.642.0450 to activate your new card.
To report a lost or stolen card call 602.631.3200 or 800.621.0287 (outside of Maricopa County) or stop by the nearest branch location.
APR= Annual Percentage Rate. Subject to credit approval. Approval is based on several factors, including borrower’s credit history and the creditworthiness of the business and guarantor(s), as applicable. Business credit cards are intended for business purposes only and may not be used for personal, family, or household transactions.
1Earn 30,000 bonus points after you spend $5,000 in net qualifying purchases within the first 90 days from the credit card opening date. This promotional offer is available on new Business Rewards Mastercard® accounts that have not been previously enrolled in Business Rewards Center prior to 11/15/25. Net qualifying purchases are purchase transactions minus any returns or credits. Balance transfers, cash advances, convenience checks, fees, and interest charges do not qualify toward the minimum spend requirement. To qualify, the business must enroll their Business Rewards Mastercard® in the Business Rewards Center on or after 11/15/25, and the $5,000 minimum spend must be met within 90 days of enrollment. Bonus points will be posted to the Business Rewards Center account within 7 business days after qualification. The account must be open and in good standing at the time the bonus is awarded. Limit one bonus offer per business account. Rewards Center, program terms, reward limitations, and redemption information are available at: https://www.dreampoints.com/cuwestbusiness.
2This promotional offer is available only to new Business Preferred Mastercard® accounts. Balance transfers must be completed at the time of account opening and reflected on the credit report at the time of application. Receive 2% cash back on eligible balance transfers, up to the amount reported on the credit report within your approved credit limit. Cash back will be credited the day after funding.
Rates, terms, and conditions are subject to change at any time without notice.
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