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Credit Union West
Routing Number: 322172153
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Your Membership Benefits

Join a financial institution where profit isn’t the priority; you are.

It Pays to Bank Locally


Trust the security of a Credit Union West membership.
 
Since 1951, our top priority has been our members. Being member-owned and not-for-profit means every decision we make is to better serve our members. Whether it’s offering higher dividends on deposit accounts, lower interest rates on loans and credit cards, or less fees than national banks, banking locally means getting more benefits.
 
Your savings is federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. Credit union members have never lost a penny of insured savings at a federally insured credit union.
 
Membership is open to all who live, work or worship in Maricopa or Yavapai county.
 

All Memberships Include These Benefits

Protection


Protecting our members and their accounts is a top priority. We provide automatic protection measures, as well as optional services.
 
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Convenience


We want our members to have the most convenient, cost-free banking experience possible.
 
 
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Resources


We provide our members with the resources necessary to manage and build their finances with confidence.
 
 
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Savings


We offer our members savings across financial services, from checking and credit cards, to loan options, and even in your next auto buying process.
 

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Rewards


As a member you can enjoy checking and credit card rewards, including high-yield checking accounts and satisfaction guarantee on all credit card purchases.
 
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Perks


Become a part of a local community within our credit union. We support and encourage our members’ financial and personal success.
 
 
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Additional Membership Offerings

 

Protection


  • Free Identity Protection
  • Free Fraud Protection
  • Free Security Alert Emails
  • Free Customizable Card Monitoring Tools
  • Free Life Insurance
  • Identity Theft Resolution Services
  • Optional Overdraft Protection

Convenience

 
  • ATM Fee Refunds
  • Single-Day Loan Approvals
  • Remote Check Deposit through Mobile Banking App
  • Easy Online Bill-Pay
  • Fully-integrated online banking and budgeting tools
  • Free Notary Service
  • Access to CO-OP Shared Branch Network

Resources

 
  • Credit Guide Program
  • Financial Fitness Classes
  • Financial & Community Events
  • Active Duty Deployment Guidance
  • Knowledgeable, Friendly & Accessible Member Service Support
  • Bank via Phone, Mobile App, Online Account, In-Branch, or at Shared Branch Locations
  • Preferred Retailers

Savings


  • Free Checking
  • No Annual Fee on Credit Cards
  • Meet or Beat Loan Program
  • Skip-a-Pay Loan Program
  • Costco Auto Program
  • Auto Auction Discounted Loan Rates

Rewards


  • 3.01% APY* Checking Options
  • Cash-Back Checking Options
  • Purchase Satisfaction Guarantees
  • Extended Purchase Warranties
  • Cash-Back on Balance Transfers
  • Cell Phone Protection Plans

Perks


  • Member-Owner Structure
  • Military Heritage & On-Base Location at Luke-AFB
  • Credit Building Support
  • In-House Mortgage Loans 
 















Open Your Account Today!

Find a Location


Find and visit the branch location nearest you.  
 

Meet with Us


Schedule an appointment to meet with a member representative at your nearest branch.

Contact Us


Send us a message to discuss your savings goals and account needs.
 
 
*APY = Annual Percentage Yield. View checking account details for dividend qualifications and terms. Click for full details. Some benefits offered require further qualifications. Certain restrictions apply to benefits of membership. Please view membership terms and conditions.

 
 
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Loan options to

Fit your lifestyle.


Flexible terms, competitive rates, quick decisions.
 

Borrowing Overview