
Business Banking Accounts
Smart Banking Solutions for Every Business
Build Your Account with the Right Mix
Business Savings
Business Checking
Choose the Account Type That Works For You
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No per item fee
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No cash processing fee
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No limit on cash processing
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Up to 50 items a month with no fee; $0.35 per item after4
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Up to $7,500 cash processing with no fee each month; 0.30% fee of overage amount after3
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Up to 100 items a month with no fee; $0.35 per item after4
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Up to $15,000 cash processing with no fee each month; 0.20% fee of overage amount after3
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Business Checking
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Business Savings
Packed with Benefits
Savings
- No monthly maintenance fee when minimum daily balance is met
- Competitive dividends
- Multi-user access
- Free Mobile and Online Banking Access
Checking
- No monthly maintenance fee when minimum daily balance is met
- Free business debit with tap-and-go
- Multi-user access
- Free Mobile and Online Banking Access
- Optional enrollment in treasury management services
More Than Banking
Why Members Choose Credit Union West

Personal Service

Excellent Benefits

Convenience

Local Commitment
Instant Answers
- Limited Liability Company (LLC)
- Professional Limited Liability Company (PLLC)
- Partnerships: Limited, General, or Limited Liability
- Sole Proprietorships
- Club or Organization
- Business Non-Profit
- Corporation
To open a business account, you’ll need basic business documentation based on your business type (LLC, sole proprietorship, corporation, etc.), your EIN or SSN, and a valid government-issued ID. Businesses
See our guide for details or contact us so we can walk you through what’s needed for your situation.
Our business accounts offer unlimited transactions, however, a per item fee may apply once you exceed your account's included item allowance.
Monthly item allowances by account type:
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Mission – Unlimited items included at no cost; no per-item fee
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Launch – 50 items per month included at no cost; $0.35 per item after
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Elevate – 100 items per month included at no cost; $0.35 per item after
Item counts and fees apply only to incoming and outgoing checks and drafts. All other transaction types (like debit card purchases, transfers, and digital payments) are unlimited with no item fee.
Let us know if you have questions! We’ll help you choose the account type that best fits your business activity and growth.
You can waive your monthly maintenance fee by maintaining the required daily minimum balance for your account type.
Minimum balance requirements by account type:
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Launch – $1,500
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Elevate – $5,000
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Mission – $500
Your daily minimum balance is calculated at the end of each day and includes the total combined balance across all your business deposit accounts. For example, if you have $1,000 in your business savings and $3,200 in your business checking, your total daily balance would be $4,200.
Let us know if you have questions! We’ll help you choose the account type that best fits your business activity and growth.
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