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Credit Union West
Routing Number: 322172153
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Business Banking Accounts

Find financial services focused on your business success.

Smart Banking Solutions for Every Business 

 
Running a business takes time, dedication, and the right resources. As a business owner, you know strategic partnerships are essential. At Credit Union West, we are committed to partnering in your financial success.
 
With unlimited transactions, waived monthly maintenance fees,1 and account types that grow with your business, we provide the flexibility and support your business needs to thrive. Customize your mix by choosing the account type that best fits your business size and activity level.

 
 

Build Your Account with the Right Mix

 
Tailor your business banking experience with the perfect combination of accounts and services that best support your business needs.

Business Savings


Save with confidence and keep your business funds accessible whenever you need them.


 

Business Checking

 
Simplify your business finances with a checking account that supports your business needs.










 
 
Choose the Account Type That Works For You
 
Your account type determines the features, benefits, and limits applied across all your business accounts, including checking, savings, and money market. Choose the option that aligns with your needs during account setup.
 
Mission
Simplify your finances with an account designed to support your non-profit, club, or organization.
 
Waive your $10 monthly maintenance fee1 when you maintain a minimum daily balance of $500.2
 
Features & Benefits
  • No per item fee
  • No cash processing fee
  • No limit on cash processing

 
 
Launch
Get your business off the ground with an account tailored for startups and small businesses. 
 
 
Waive your $10 monthly maintenance fee1 when you maintain a daily minimum balance of $1,500.2
 
Features & Benefits
  • Up to 50 items a month with no fee; $0.35 per item after4
  • Up to $7,500 cash processing with no fee each month; 0.30% fee of overage amount after3
Elevate
Take your business banking to the next level with an account built for your business needs. 
 
 
Waive your $15 monthly maintenance fee1 when you maintain a daily minimum balance of $5,000.2
 
Features & Benefits
  • Up to 100 items a month with no fee; $0.35 per item after4
  • Up to $15,000 cash processing with no fee each month; 0.20% fee of overage amount after3

 
Explore all the features and benefits your business account has to offer.

 

don't just listen to us

See What Others Have To Say


testimonial

Business Checking

"This is by far the best bank I have ever dealt with. I am a faithful and satisfied customer."
- Jorge

testimonial

Business Savings

"This credit union isn't just about making money, they're about helping you."
- Cassandra


Packed with Benefits

Savings


  • No monthly maintenance fee when minimum daily balance is met
  • Competitive dividends
  • Multi-user access
  • Free Mobile and Online Banking Access

Checking


  • No monthly maintenance fee when minimum daily balance is met
  • Free business debit with tap-and-go
  • Multi-user access
  • Free Mobile and Online Banking Access
  • Optional enrollment in treasury management services









More Than Banking

Why Members Choose Credit Union West
Two women chatting at coffee shop

Personal Service


At Credit Union West, every member is treated like family. Our team takes the time to understand your goals and provide personalized solutions that support your financial journey, no matter where life takes you.
A young couple smiling holding a tablet and a debit/credit card

Excellent Benefits


From competitive rates and low fees to exclusive member discounts and financial education resources, our members enjoy a wide range of benefits designed to help them save more and do more.
man reading cell phone

Convenience


We make managing your money easy with user-friendly digital tools, a network of local branches and ATMs, and responsive support whenever you need it. We prioritize convenience so you can bank on your terms.
small business owner

Local Commitment


As a proud Arizona-based credit union, we’re deeply invested in the communities we serve. We champion local causes, support small businesses and charities that make a difference, and provide financial education to help our neighbors grow and thrive.

Instant Answers 

We offer business accounts for a wide range of business types, including:
  • Limited Liability Company (LLC)
  • Professional Limited Liability Company (PLLC)
  • Partnerships: Limited, General, or Limited Liability
  • Sole Proprietorships
  • Club or Organization
  • Business Non-Profit
  • Corporation
If you’re unsure which category your business falls into, our team can help guide you through the requirements.
 

To open a business account, you’ll need basic business documentation based on your business type (LLC, sole proprietorship, corporation, etc.), your EIN or SSN, and a valid government-issued ID. Businesses

See our guide for details or contact us so we can walk you through what’s needed for your situation.

 
Business accounts cannot be opened online at this time. Please visit a branch to open your account with the help of our team.
 

Our business accounts offer unlimited transactions, however, a per item fee may apply once you exceed your account's included item allowance.

Monthly item allowances by account type:

  • Mission – Unlimited items included at no cost; no per-item fee

  • Launch – 50 items per month included at no cost; $0.35 per item after

  • Elevate – 100 items per month included at no cost; $0.35 per item after

Item counts and fees apply only to incoming and outgoing checks and drafts. All other transaction types (like debit card purchases, transfers, and digital payments) are unlimited with no item fee. 

Let us know if you have questions! We’ll help you choose the account type that best fits your business activity and growth.

You can waive your monthly maintenance fee by maintaining the required daily minimum balance for your account type.

Minimum balance requirements by account type:

  • Launch – $1,500

  • Elevate – $5,000

  • Mission – $500

Your daily minimum balance is calculated at the end of each day and includes the total combined balance across all your business deposit accounts. For example, if you have $1,000 in your business savings and $3,200 in your business checking, your total daily balance would be $4,200.

Let us know if you have questions! We’ll help you choose the account type that best fits your business activity and growth.

Members who selected business accounts also added

 

A simple, low minimum required balance checking account to help you manage your business.

A simple savings account to help your business build reserves and earn interest.

A higher-risk/reward portfolio option.
 
 *APY=Annual Percentage Yield. APYs are accurate as of 6/1/25.
1 To avoid the monthly maintenance fee, your minimum daily balance must be maintained each day. Balance requirements vary based on account type. 2 The monthly maintenance fee will be assessed starting with the first full statement cycle following account opening if the minimum daily balance requirement is not met. 3 Transactions that exceed the designated cash allowance are subject to an overage fee based on the dollar amount over the allowance and your account type. For example, if your overage is $100 on a Launch Account, a fee of $0.30 will be assessed. 4 A per-item fee applies to checks or drafts that exceed your account’s monthly item allowance. This includes any processed items above the number allowed based on your account type.