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Credit Union West
Routing Number: 322172153
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Credit Union West

IMPORTANT NOTICE:  Your money is safe and secure at Credit Union West. Learn how we're protecting your deposits. Read more.
REMINDER: Credit Union West will never ask to authenticate your bank account or password by text or email. See Prevention Tips.
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Online Banking

secure access 24/7

New User? Register now. Mobile Link Need login help? Mobile Link

Home equity Loan or HELOC

Use your Home to Improve Itself

Borrow up to 133% of your home's equity to make improvements, put in a pool, consolidate debt, and more.

Apply today

Heritage High-Yield Checking

Perks of Membership

Earn 4.07  APY1 plus get a $150 cash bonus when you open a new Heritage High-Yield checking account.

Open High-Yield Checking

2023 Scholarship Program

Congratulations to our Winners!

We are proud to announce the five recipients of our 2023 Scholarship Program.

View the Announcement

Limited Time Offer!

Earn Up to 4.75% APY¹ on Certificates

Relax and let your money do the work. Lock in a promotional rate for up to 25‑months.

Open a certificate

Home Loan Mortgages

Adjustable Rate Mortgages

Get our best interest rate and lowest monthly payment option on a 5/1 or 7/1 ARM home loan today!

Apply for  a ARM

Today's Rates


APY1 as high as



APY1 as high as


Auto Loans

APR1 as low as


Home equity

APR2 as low as


Credit Card

APR1 as low as



APR2 as low as


Start earning more on your checking account.

Affordable & flexible options to keep you moving.

Mortgage and Home Equity loans built for you!

Options to best fit your lifestyle.

Join us and earn these member benefits.



For every aspect of life.

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Manage your accounts from home, or on-the-go.

mother and young daughter baking together in the kitchen

Skip your next loan payment, available for select loans.

Dream big with an affordable Mortgage or Home Equity loan.
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Make your money work for you. No risk, hoops or games. All earning.
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Compare our card options and find your perfect fit.
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Offering you the freedom and flexibility you need.
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Take control of your credit score today.
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Solutions and expertise for all of your lending needs.

online & mobile banking

Bank Securely On the Go

Quickly check balances, review accounts and complete transactions wherever you are. You can even deposit checks with our Mobile App.



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Let's do the math

Calculate the savings.

It's always a good time to start saving. We make it easy to create a plan with our interactive financial calculators.

More financial calculators

Meeting your

Financial Needs

Smart checking account solutions that will benefit your wallet.

Start your journey toward a more secure financial future today.

Check out our credit card options and find your perfect fit. 

Get instant access to your credit score and credit report, and see the factors impacting your score.

Don't stress over bills, learn how you can skip a payment if your budget is in a bind.

We don't just live and do business in our communities, we give back to them.
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Our Commitment to the Military 

Serving Those Who Serve

Since 1951, Credit Union West is proud to support active-duty military personnel, veterans, and their families.

Learn More About Our Military Heritage

The Latest

News & Articles

Four Money Management Skills

Managing your money well is essential at every stage of life. Here are the four skills our scholarship...

5 Must Have Credit Card Benefits

When you purchase a vehicle, the last thing you want to think about is a possible breakdown.

Prescott Valley Grand Opening

We celebrated our newly built branch in Prescott Valley with a ribbon-cutting and donation to...

How to Avoid Phishing Scams 

Phishing scams are an attempt to acquire personal information through an email or phone call...

Exclusive Savings on Tax Services

Consumers are turning to tax professionals like TurboTax and H&R Block more this year than ever..

How to Skip Your Loan Payment 

We know that the rising costs of necessities put added strain on your finances. That’s why we offer...

GCC Entrepreneurs Win $5,000

For the fourth year, we partnered with Glendale Community College to sponsor the Innovation Challenge.

Five Ways to Build Credit History 

Your credit score is a number based on your financial history. The higher your score, the more credit-worthy...

2023 Innovation Challenge

Credit Union West is a proud sponsor of the fourth annual Glendale Community College Innovation Challenge.


Don't just listen to us

See what others have to say.


Five Star Rating

Credit Union West has been awarded the prestigious Bauer 5-Star excellent rating.


Awards & Accomplishments

Member Ratings

Members Rate
Credit Union West

Star rating system displaying 4.8 out 5 stars

4.8 out of 5 stars (1,930 ratings)

See Member Reviews

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