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Credit Union West
Routing Number: 322172153
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Credit Union West

YOUR MONEY IS SAFE AND SECURE AT CREDIT UNION WEST: Learn how we're protecting your deposits. Read more.
REMINDER: Credit Union West will never ask to authenticate your bank account or password by text or email. See prevention tips.
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Online Banking

secure access 24/7

New User? Register now. Mobile Link Need login help? Mobile Link

Home equity Loan or HELOC

Use your Home to Improve Itself

Borrow up to 133% of your home's equity to make improvements, put in a pool, consolidate debt, and more.

Apply today

Heritage High-Yield Checking

Perks of Membership

Earn 4.07% APY1 plus get a $150 cash bonus when you open a new Heritage High-Yield checking account.

Open High-Yield Checking

Workplace Benefits Services

Enroll Your Business in CU@Work

Take your employer benefits package to the next level. Access special offers, discounts, and financial education at no-cost.

See Program Details

Limited Time Offer!

Earn Up to 5.25 % APY¹ on Certificates

Relax and let your money do the work. Lock in a promotional rate for 13 or 25 months.

Open a certificate

Home Loan Mortgages

Adjustable Rate Mortgages

Get our best interest rate and lowest monthly payment option on a 5/1 or 7/1 ARM home loan today!

Apply for an ARM

Today's Rates


APY1 as high as



APY1 as high as


Auto Loans

APR1 as low as


Home equity

APR2 as low as


Credit Card

APR1 as low as



APR2 as low as


Start earning more on your checking account.

Affordable & flexible options to keep you moving.

Mortgage and Home Equity loans built for you!

Options to best fit your lifestyle.

Join us and earn these member benefits.



For every aspect of life.

woman using laptop on couch with coffee

Manage your accounts from home, or on-the-go.

mother and young daughter baking together in the kitchen

Skip your next loan payment, available for select loans.

Dream big with an affordable Mortgage or Home Equity loan.
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Make your money work for you. No risk, hoops or games. All earning.
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Compare our card options and find your perfect fit.
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Offering you the freedom and flexibility you need.
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Take control of your credit score today.
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Solutions and expertise for all of your lending needs.
Mobile Banking on a smartphone next to Online Banking displayed on a laptop.

online & mobile banking

Bank Securely On the Go

Quickly check balances, review accounts and complete transactions wherever you are. You can even deposit checks with our Mobile App.



A person using a calculator

Let's do the math

Calculate the savings.

It's always a good time to start saving. We make it easy to create a plan with our interactive financial calculators.

More financial calculators

Meeting your

Financial Needs

Smart checking account solutions that will benefit your wallet.

Start your journey toward a more secure financial future today.

Check out our credit card options and find your perfect fit. 

Get instant access to your credit score and credit report, and see the factors impacting your score.

Don't stress over bills, learn how you can skip a payment if your budget is in a bind.

We don't just live and do business in our communities, we give back to them.
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Our Commitment to the Military 

Serving Those Who Serve

Since 1951, Credit Union West is proud to support active-duty military personnel, veterans, and their families.

Learn More About Our Military Heritage

The Latest

News & Articles

Why You Need a Checking Account

From saving on fees to earning higher dividends on account balances, here are the top reasons...

Reasons for a Home Equity Loan

While it’s always important to carefully consider taking on a loan, sometimes a Home Equity Loan is the best...

Papago Branch Grand Opening

On July 10, 2023, we celebrated our newest branch with a ribbon-cutting event and donation to a local non-profit.

Is Debt Consolidation For You?

Too much debt can be burdensome and cause unwanted grief for families. Here's how we can help.

Awarding Member $10K Prize

We are excited to announce the winner of our ‘Spend to Win $10K’ promotion as part of our annual...

Headache-Free Online Shopping

Shopping online is convenient and can even save you money over the local big box store when you shop around.

Four Money Management Skills

Managing your money well is essential at every stage of life. Here are the four skills our scholarship...

How MBP Saved One Member $7K

When you purchase a vehicle, the last thing you want to think about is a possible breakdown.

Prescott Valley Grand Opening

We celebrated our newly built branch in Prescott Valley with a ribbon-cutting and donation to...


Don't just listen to us

See what others have to say.


Five Star Rating

Credit Union West has been awarded the prestigious Bauer 5-Star excellent rating.


Awards & Accomplishments

Member Ratings

Members Rate
Credit Union West

Star rating system displaying 4.8 out 5 stars

4.8 out of 5 stars (1,930 ratings)

See Member Reviews

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Explore Your Next Career.

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