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CU@Work for Employers
Enhance Your Benefits Package at No Cost to You
We know your employees are your most valuable asset. But when employees stress over finances at home, this may lead to reduced productivity and morale. Equip your team with the tools they need to successfully manage their money and achieve their financial goals.
Credit Union West membership is an additional employee benefit your organization can offer at no cost. When you enroll in CU@Work, your organization receives access to our financial education resources and up to five free training sessions with our experts. Employees will also gain access to our special offers and member discounts!
Get your team on the path to financial freedom. Ask us for details!
With CU@Work you get:
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Special Offers for Employees:
CHECKING
Receive a $350 bonus when opening a Heritage High-Yield or Loyalty Rewards checking account.2
CREDIT CARD
Consolidate higher interest cards with no annual fee, 2% cash back on balance transfers, and no balance transfer fee.3
AUTO LOAN
Refinance an auto loan from another lender and we'll beat their current auto loan rate.4
MORTGAGE
Receive up to $500 towards closing costs with our first time home buyer program, FHA, VA, or conventional home loan.5
PERSONAL LOAN
Borrow up to $50,000 for almost any purpose with terms up to 180 months.6
HOME EQUITY
Borrow up to 133% of your home’s equity to make improvements, put in a pool, consolidate debt, and more.7
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Enjoy the Benefits of Our Financial Wellness Offerings:According to Forbes, employees facing financial issues can significantly impact employers through increased healthcare costs, higher turnover, poor attendance, and low productivity. Our financial literacy training helps you support your employees as they make decisions about retirement benefits and other financial issues they may be facing.
Ask us how we may tailor our educational offerings to your employees' needs, including on-site classes, resources, or webinars!
Speak with our team for more details:
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Why Financial Literacy Matters:
In 2022, the average cost of financial stress was estimated at $1,819 per person.8 According to a 2018 Employee Financial Wellness Survey by Financialimpact.com, employees are concerned about their financial knowledge and wellbeing.
- Over 50% of employees don’t have enough emergency savings
- Nearly 50% consistently carry credit card balances
- One-third of workers find it difficult to meet their monthly household expenses
- Roughly half of all employees find dealing with their financial situation stressful
- Almost 40% estimate they spend three hours or more dealing with personal finance issues at work
More than Banking
Why Members Choose Credit Union West
Community Commitment
Our impact in the community is strong and growing. We invest in organizations that support local communities in a variety of ways.
Military support
Originally founded on base at Luke AFB, we are proud to support active duty military personnel, veterans, and their families through our programs and services.
local
We’re committed to strengthening Arizona’s economy by being here, investing here, and supporting our members to achieve their financial goals.
Member Owned
We are proud to serve as a not-for-profit credit union where our members are our highest priority – not profits. Any money that remains after expenses are paid, is given back to our members and community.
Employees Get Exclusive Member Benefits:
Enroll in CU@Work Today!
Meet with our team to see how we can help you reach your goals.
Maria R. Brunner
Community Impact Manager
* APR = Annual Percentage Rate; All offers available for a limited time; subject to change or end without notice.
1 Added Value’ = 1) The cost of financial illiteracy according to the 2022 National Financial Educators Council (NFEC) Survey, 2) average dividends earned from a Heritage High-Yield or cash back from a Loyalty Rewards Checking (self-reported) plus cash bonus offer, 3) average credit card cash back savings from balance transfer (self-reported), plus savings from average transfer fee and annual fee according to 2019 U.S. News Consumer Credit Card Fee Study, 4) home appraisal savings on a new mortgage, 5) estimated savings on member services including average notary services according to the 2023 National Notary Association report, no overdraft transfer fee and reduced courtesy pay fee (self-reported), and average savings with free Allpoint ATMs (self-reported), and 6) savings from member discounts including wireless and tax preparation discounts through Love My Credit Union Rewards and auto purchase bonus through the Costco Auto program.
2 CU@Work Account Offer: Offer is available to new members 18 years and older who meet Credit Union West’s membership eligibility. $5 minimum balance required for membership account. Registrations may be completed online at www.cuwest.org/work-join or by returning your completed brochure to your local Credit Union West branch. To earn a S350 reward bonus, you must register for the offer using a valid offer code located on the offer brochure, become a new member, open a new Credit Union West Heritage High-Yield or Loyalty Rewards checking account and complete the following requirements within 60 days of account opening:
- Complete ten (10) or more debit card transactions (excluding ATM transactions), AND
- Complete one (1) or more direct deposits totaling $1000 or more, AND
- Keep the account in good standing
Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they "opt out" by making an election at ReferLive or within such email. Please allow 30 days for delivery of your reward bonus after completing all offer requirements. Program subject to change without notice. Bonuses are considered interest and will be reported on IRS Form 1099-MISC.
3 2.00% cash back on balances transferred to a new Credit Union West Preferred Options Platinum or World Rewards credit card. Approval required. Balances being transferred must be listed on the applicant’s credit report at time of application.
4 Assuming the new rate falls within the range of our currently published vehicle loan rates, we’ll beat non-Credit Union West auto loan rates by at least 1%. Actual APR (Annual Percentage Rate) based upon many factors which may include borrower’s credit history, year of vehicle, loan terms, and any applicable administrative/processing fees. All loans are subject to credit review and approval.
5 The closing cost credit of $500 is applicable for purchase or refinance transactions of a primary residence located in Arizona. A $500 lender credit will be applied at closing towards closing costs on new Credit Union West mortgage loans. The closing cost credit is not available on all loan types. Please speak with a mortgage loan officer.
6 On approved credit, other terms and conditions may apply.
7 Credit approval required. Other fees may apply. Property must be located in Arizona.
8According to the National Financial Educators Council (NFEC) in 2022
9 "no-fee” or "FREE" – no monthly service fees regardless of account balance. Certain restrictions apply, see individual pages for complete details.
10 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to Membership Account Agreement for further details.
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