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Credit Union West
Routing Number: 322172153
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Skip a Payment

Skip up to two loan payments per twelve month period, at your convenience.

Keep Cash in Your Wallet

There are times in life when it helps to have more cash in your wallet. We offer Skip a Pay for when those times arise. If you have loans in good standing with us, you could qualify to skip two non-consecutive loan payments during a twelve month period.

How to Qualify

To qualify for the Skip a Pay program, your loan must be open for at least six months, be in good-standing, and be one of the participating loan types.

Which Loans Do Not Qualify?

  • Mortgage, Home Equity Loan and Home Equity Line of Credit
  • Credit Card
  • Credit Reserve
  • Certificate/Share Secured Loans
  • Business Loans
  • Currently delinquent loans or negative deposit account balances
  • Accounts with unpaid fees
  • Back-to-back payments (i.e., Dec and Jan)
  • Loans open less than 6 months

Processing Fee & Loan Terms

Each skipped payment does require a single, flat, processing fee. The fee is $25 dollars if your loan payment is less than $400, and $40 if your loan payment is $400 or more. Regular interest will accrue on loans that are approved and the loan term will be extended by a month each time you Skip-a-Payment.
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