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Credit Union West
Routing Number: 322172153
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Credit Cards

Find a credit card that fits your lifestyle, with the rewards you want.

Find The Card That’s Right for You

Not all credit cards fit every lifestyle. Some people appreciate low-interest rates, while others like to collect rewards points on purchases or travel. At Credit Union West, you can choose the right card and designate what rewards you want.

Choose The Card That's Right For You

Platinum preferred

Save money on interest payments over time with our lowest rate card.

World Rewards

Earn 1.5 reward points for every dollar you spend on eligible purchases.


Borrow money as you need it for up to 20 years.

Platinum preferred Secured

Save money on interest payments over time with our lowest rate card.

World Rewards Secured

Earn 1.5 reward points for every dollar you spend on eligible purchases.

Card Security

Take control of your card security with the MobiMoney app.

don't just listen to us

See What Others Have To Say


Credit Cards

“Love the low rates on loans and credit cards.  I was called and offered a better rate and reward program on a credit card recently.  That is the first time ever a bank has called me to make a change to benefit me!  I have been a member for years now and thus far have not had a single reason to change to another banking institution.”
- Heidi


Credit Cards

“I needed an increase in my credit card quickly and they were very quick and accommodating to my needs.”
- Miles

The Difference

Why Credit Union West
A woman at laptop holding debit/credit card

Extended Security

Enjoy card and purchase protection. We offer our members extensive, no-cost, card security options.
A laptop and coffee mug

No-Fee Accounts

No matter which credit card you choose, it will have no annual fee.
business man on phone looking at laptop

24/7 Support

As a cardholder, you have 24/7 access to support.  Simply call 602.631.3200.
paying with credit or debit card

Custom Options

You get to choose the Mastercard option that works for you. From extensive benefits to a lower interest rate, the choice is yours!

Instant Answers

Yes. All of our credit cards come with valuable benefits including no annual fees, identity theft resolution services, card control features through MobiMoney, price protection, extended warranty, satisfaction guaranteed, purchase assurance, travel assistance, trip protection, rental insurance, cell phone protection, and Priceless Cities discounts. 

Yes. We offer the Platinum Rewards Mastercard, where you can earn points and get rewards with every dollar you spend.

Yes. Both debit and credit card transactions count towards the monthly qualifications for Heritage High-Yield Checking™ and Loyalty Rewards Checking™ accounts.
When you receive your new credit or debit card in the mail, you will be provided with specific instructions on how to set up your card. Call 866.642.0450 to activate your new card.
To report a lost or stolen card during business hours, call 602.631.3200 or 800.621.0287 (outside of Maricopa County) or stop by the nearest branch location.