Great savings habits start early. Find the right savings account for your age and goals.
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Youth Savings Accounts
Rewarding Youth Savings Accounts
We offer Youth Accounts designed to help build financial responsibility. Elementary aged kids can learn while they save. Teenagers can actively manage their finances in a co-owned account. At age 18, young adults become eligible to apply for a Credit-Builder Loan from $500 to $5,000 to help them start a good credit history.
Special Offer
Give the Gift of Savings!
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Open a Youth Savings Account and receive a FREE mini piggy bank1 & cash bonus up to $25!2
Plus, download a FREE Gift Announcement to print and give to your child.
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Choose A Youth Account
Rico the Roadrunner
Rico the Roadrunner Super Savings Club is designed for kids 11 and younger to start super savings habits.
It’s My Money
Designed for ages 12-17, It’s My Money accounts allow teens to manage their own funds with a joint adult account owner.
Coverdell Education Savings (ESA)
Start saving for your child’s future education with a savings account that grows tax-free.
The Difference
Why Credit Union West
Family Friendly
Our accounts are available for any age and stage of life.
Education
We are committed to being a resource to help children understand the importance of financial wellbeing.
Nonprofit
Since we are a nonprofit institution, we give back to our members with higher dividends.
Personal Attention
We believe great service and personal attention is vital when looking for a life-long financial partner. In fact, 96.5%* of our surveyed members report satisfaction with our employees.
Get Instant Answers
Yes, youth accounts earn dividends.
See our current rates.Yes, youth accounts have full access to view their account in Online Banking and the Mobile App.
The name of youth accounts will automatically change to the next account type available. For example, once a child turns 12, their Rico the Roadrunner savings account will automatically become an It’s My Money savings account. Likewise, once a teenager turns 18, their It’s My Money savings account will automatically become a regular savings account.
*2019 Q4 member satisfaction ratings
1 Promotional offer is valid for new members who open a Rico the Roadrunner Savings Account or It’s My Money Savings Account. Meet Credit Union West’s membership eligibility requirements and deposit a minimum of $5 in membership savings. Free gift available while supplies last (mini Credit Union West piggy bank).
2 Account Balance Match up to $25: 1) you must open a Rico the Roadrunner Savings Account or It’s My Money Savings Account; 2) account must be opened for at least 30 days and in good standing; 3) funds equal to your account balance at the end of the first 30 days will be deposited no later than 90 days of account opening, up to $25 provided the account is not closed or restricted at the time of payout. Offer subject to change or end at any time without notice.
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