Find the right financing for your next vehicle.
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New and Used Car Loans
Auto Loans Unique To Your Vehicle
Whether you're looking for a vehicle to get you from point A to B or searching far and wide for the car of your dreams, we have the financing that's right for you. You can even check your rate and how much you can borrow without impacting your credit score!
See Your Instant Offers
See if you pre-qualify for an auto loan, personal loan, or credit card without impacting your credit score.
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| 1. Check Your Offers | 2. Pick What Works for You | 3. Wrap It Up Online or In Person |
| See what you qualify for in just a few minutes. | Choose the loan that fits your needs and budget. | Finalize your loan your way, with support when you need it. |
New Car Loans
There’s nothing quite like buying a new car. We can help put you in the car you really want.
Used Car Loans
Get the most value from your auto shopping experience with a Credit Union West car loan.
Auto Refinance
Break free from high car payments. Refinance to a better rate, lower payment or new term.
Vintage Auto Financing
If you’ve dreamt of owning a classic or vintage car, you can now make those dreams a reality.
Private Party Purchase
No dealer? No problem. Purchase from a private seller with a pre-approved loan.
Costco Auto Program
Benefit from low, prearranged pricing at over 3,000 participating dealerships nationwide.
Auto Protection
More than Banking
Why Members Choose Credit Union West
Low rates and flexible terms
Because we are not-for-profit, you benefit from lower rates and payments. With our fixed terms, your payment amount won’t change month-over-month.
Quick Decisions
We make quick decisions but build lifetime relationships. Apply today and experience the difference for yourself.
No pre-payment penalties
You are welcome to pay off your loan early. We do not have prepayment penalties.
Personal Service
We are dedicated to helping you find the perfect financing fit so you can fund your large ticket items and feel great about the payments.
Special Offer
Enjoy Additional Savings
Receive a
$150 Costco Shop Card
when you finance your Costco Auto purchase through Credit Union West.1
Questions? Call 1.800.805.1195
Instant Answers
Loan qualifications depend on your credit history, income and the type of loan you're applying for.
You can view our current auto loan rates by viewing our rates page or by selecting a type of auto loan above.
You are required to have comprehensive and collision insurance coverage on your vehicle (car, motorcycle, UTV, ATV, etc.) with a maximum deductible of $1000 when you finance with Credit Union West.
Once you've completed your vehicle purchase, please contact your insurance provider to ensure adequate coverage and to update the lien holder's address to:
Credit Union West
P O Box 2405
Sioux City, IA 51106
We may ask for verification to complete your loan application. It's easy to upload and verify your insurance coverage online with MyInsuranceInfo.com. You may also call 1-800-523-6404 for assistance.
You may check the status of your loan application on our website or call 602.631.3290 or 800.621.0287 (outside Maricopa County).
MEMBERS WITH An Auto Loan ALSO HAVE
New credit card holders enjoy 2% cash back on balance transfers with no annual fee.
Free checking account that offers a 6.00% APY* on balances up to $20,000.
1Must be a Credit Union West member, locate a participating dealer through Costco Auto Program and meet with the Authorized Dealer Contact to be eligible. Credit Union West loan funding required as well as completion of a Costco Auto Program Member Satisfaction Survey within 30 days of purchase. Current eligible Costco members receive the $150 Costco Shop Card; eligible Non-Costco members receive a one-year Gold Star Membership. No substitutions. Cannot be combined with other offers and is not redeemable for cash. Offer not valid on the refinancing of an existing Credit Union West loan. Costco and its affiliates do not sell automobiles or negotiate individual transactions. All new cars arranged for sale are subject to availability and a price prearranged with the participating franchised new car dealer. Certain vehicles may be excluded from the program. A participation fee has been paid by the dealers participating in the Costco Auto Program. New Credit Union West accounts opened are subject to our normal approval process. Annual Percentage Rate (APR) based on credit qualifications and performance. Programs subject to change.
simplified car buying
Costco Auto Program
Enjoy incredible savings in a seamless auto buying experience.
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