Savings Certificates

Build your savings with multi-tiered fixed interest rate certificates.

Flexible Certificates

Get more from your money with a fixed interest rate savings certificate. We offer certificates that allow you to grow your investment at the rate and term that works best for you. Choose from six, twelve, twenty-four, thirty-six, or sixty month terms. Or take advantage of our special thirteen or twenty-five month term with promotional rate for a limited time.

Current Rates

APY¹	4.50%		4.35%		4.40%*		4.75%*		3.55%		3.55%*		3.25%		3.25%
Term	6 mo		12 mo		13 mo		18 mo		24 mo		25 mo		36 mo		60 mo

* Promotional rate - terms and conditions apply. See product page for details.

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See current Rates

With Certificates you get:

Compounding Dividends

Computed daily and paid quarterly.

Automatic Renewal

Certificates renew automatically for your convenience.

Commitment Options

A variety of terms available from 6 months to 60 months.

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Apply Online

On the go or at home, securely apply online.

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Meet with Us

Schedule an appointment to meet with a member representative at your nearest branch.

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Contact Us

Send us a message to discuss your savings goals and account needs.

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Get Instant Answers

What is the minimum deposit required for a Certificate?

Certificates require a minimum deposit of $500.

Do you offer IRA Certificates?

Yes, we also offer IRA Certificates to save for retirement. IRA Certificates typically earn a higher return than regular Certificates.

See our current rates.

Can I add funds to my Certificate once it has been opened?

The only Certificate type that allows additional deposits are Youth Certificates. All other Certificate types do not allow additional deposits once the Certificate has been opened. When it is up for renewal at the end of the term, you may then add additional funds.