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Credit Union West
Routing Number: 322172153
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Visit Online Banking for 24/7 secure access to your account.

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Home Equity Line of Credit

Your home’s equity can be used as credit.

Leverage Your Equity


What’s the best type of credit to apply for? It depends on its purpose and how much you need, but often the best route can be leveraging your home’s equity.

Leveraging your equity to secure a Home Equity Line of Credit (HELOC) can help you keep your interest rate low and provide you access to credit when you need it. Plus, you can extend your payment term over a longer period of time.
 

Rates as low as 5.75% APR


Apply Now

NMLS #410357

What can you expect?

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Fast Approval

As a member, you could get same-day approvals.

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No Prepayment Penalties

If you no longer need your HELOC, you can pay it off without penalty.

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Flexible Terms

Borrow the money as needed for up to 20 years.

don't just listen to us

See What Others Have To Say

 

Testimonial 

HELOC
 
“Friendly, helpful staff.  Rates and loan processes were fantastic.”
- Miguel
 
 
 

Testiomonial

HELOC
 
“Liz was very communicative and kept us informed the whole way of what we needed to do and anything we needed to provide to CU West to get the loan processed and closed.”
- Jennifer
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Run the numbers


Calculate your potential loan rates.

Open Your Home Equity Line of Credit Today!

Apply Online


Securely apply online in the comfort of your own home.
 

Meet with Us


Schedule an appointment to meet with a member representative at your nearest branch.

Contact Us


Send us a message to discuss your savings goals and account needs.
 

Instant Answers

You can get an accurate estimate of what it would cost to refinance your mortgage by contacting us at 602.631.3479 or 800.621.0287 ext. 3479 (outside of Maricopa County)

Additional Perks

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Low Interest Rates

Enjoy a  low, variable interest rate
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Quick Access

Access your equity line by check, online or phone
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Extensive Line of Credit

Receive between $5,000 and $453,100 in available credit
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100% of Home Value

Potential eligibility for a credit line that’s 100% of your home’s value





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Credit Cards

Tailored to your needs. 


Low Rates, No Transfer Fees, Incredible Benefits