Your home has more to give.
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Home Equity Line of Credit
What can you expect?
Fast Approval
As a member, you could get same-day approvals.
Borrow up to 100% LTV2
Borrow what you need, up to 100% of your home's value.
Flexible Terms
Borrow the money as needed for up to 20 years.
Open Your Home Equity Line of Credit Today!
Meet with Us
Schedule an appointment to meet with a member representative at your nearest branch.
Instant Answers
You can get an accurate estimate of what it would cost to refinance your mortgage by contacting us at 602.631.3479 or 800.621.0287 ext. 3479 (outside of Maricopa County)
You can borrow up to 100% of the equity in your home.
You can borrow for up to 20 years with a HELOC.
Additional Perks
Low Interest Rates
Enjoy a low, variable interest rate
Quick Access
Access your equity line by check, online or phone
Extensive Line of Credit
Receive between $5,000 and $726,000 in available credit
100% of Home Value
Potential eligibility for a credit line that’s 100% of your home’s value
1APR= Annual Percentage Rate. Actual APR based on borrower’s credit history and loan terms. Variable interest rates calculated by index (prime rate as published in Wall Street Journal) + margin with a floor of 4.25% APR and a ceiling of 18.00% APR. Rates are based on loan-to-value (LTV), credit qualifications, and performance. HELOC insured/owner occupied product has a 10 year draw period with a 15 year repayment period. HELOC uninsured/non-owner occupied product has a 20 year draw period with a balloon payment. Rate is variable and may change monthly.
Tax deductibility: Please consult a tax advisor regarding the deductibility of interest for home improvements.
Term based on amount financed. Other restrictions may apply.
2LTV= Loan-to-value.
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