Your home’s equity can be used as credit.
Leverage Your Equity
What’s the best type of credit to apply for? It depends on its purpose and how much you need, but often the best route can be leveraging your home’s equity.
Leveraging your equity to secure a Home Equity Line of Credit (HELOC) can help you keep your interest rate low and provide you access to credit when you need it. Plus, you can extend your payment term over a longer period of time.
Rates as low as 4.75% APR1
AMOUNTS UP TO $484,350
What can you expect?
As a member, you could get same-day approvals.
No Prepayment Penalties
If you no longer need your HELOC, you can pay it off without penalty.
Borrow the money as needed for up to 20 years.
don't just listen to us
See What Others Have To Say
“Friendly, helpful staff. Rates and loan processes were fantastic.”
“Liz was very communicative and kept us informed the whole way of what we needed to do and anything we needed to provide to CU West to get the loan processed and closed.”
Open Your Home Equity Line of Credit Today!
Meet with Us
Schedule an appointment to meet with a member representative at your nearest branch.
You can get an accurate estimate of what it would cost to refinance your mortgage by contacting us at 602.631.3479 or 800.621.0287 ext. 3479 (outside of Maricopa County)
You can borrow up to 100% of the equity in your home.
You can borrow for up to 20 years with a HELOC.
Low Interest Rates
Enjoy a low, variable interest rate
Access your equity line by check, online or phone
Extensive Line of Credit
Receive between $5,000 and $453,100 in available credit
100% of Home Value
Potential eligibility for a credit line that’s 100% of your home’s value
1Annual Percentage Rate. Actual APR based on borrower’s credit history and loan terms.
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