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The High Yield Checking Trend
Savvy Investors Seek High-Return Checking Accounts
Smart, financially savvy people tend to make a habit of getting more from what they have. There are many approaches to get more from your money, including finding ways to cut spending, saving more, and making your savings work harder. A new trend goes beyond traditional saving methods. Interest-bearing checking is now the easiest way to maximize your money.
Making the monthly grocery budget stretch further, choosing a less expensive phone plan, and cutting out the gym membership that never gets used, are smart ways to spend less so you can do more with your money. But people with high-yield checking accounts have found they can earn back the equivalent of a gym membership, without cutting expenses.
According to a 2018 federal report, interest-bearing checking accounts across the US earn an average of 0.11% Annual Percentage Yield (APY). While this average interest for checking accounts is so low that it doesn’t really make a difference, (especially if you pay a $10, $12 or even $25 monthly maintenance fee), a few select high-yield checking options offer more.
Credit Union West Members Earn 7.5x National Average
At Credit Union West, members with Kasasa Cash accounts enjoy an interest-bearing checking account that earns significantly more than the national average. Kasasa Cash has steadily offered the remarkable rate of 2.51% APY for most of the last decade. In June of 2018, for the benefit of our members, we raised the rate to an astounding 3.01% Annual Percentage Yield, allowing members with Kasasa Cash accounts to earn a yield approximately seven-and-a-half times higher than the U.S. average!
Because our accounts at Credit Union West never have monthly maintenance fees, Kasasa Cash holders keep the money they earn, rather than giving it back in big bank service fees. If you’re a member who hasn’t taken advantage of a Kasasa account, you can open your account online in as little as five minutes. Get Kasasa Cash today to earn more from money.
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