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Credit Union West
Routing Number: 322172153
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Mortgages & Refinancing

Get low-interest rates and personalized attention from a local lender.

Affordable Mortgage Loan Options

If you are looking for a financial institution that goes the extra mile to make your home buying experience effortless? We are here for you! We offer low-interest loans, minimal fees and superior service, so you can save precious time and money.

Our real estate specialists and mortgage originators are NMLS registered and are here to be your trusted advocates throughout the loan process.

NMLS #410357

Choose The Loan That's Right For You

Purchasing A Home

Navigate the mortgage loan process with trusted, expert advice so that you can make the best possible decision. 

Mortgage Refinancing

Reduce your mortgage payment or interest with an affordable new loan.


Utilize your investment as a secure Home Equity Line of Credit.

Home Equity loan

Leverage your equity for a lump sum loan to achieve your goals.

Home Improvement

The newly renovated home of your dreams is within reach.

Manage Application

Log in now to check the status of your mortgage application.

Mortgage Login

Log in to manage and make payments on your current mortgage.

don't just listen to us

See What Others Have To Say



“I have only experienced friendly, fast customer service. Made buying my house such a breeze, I'm ready to do it again!”
- Solange



“Always great service and VA rates. That's why I refinanced my home several times with Luke Federal/Credit Union West.”
- Billy

The Difference

Why Credit Union West
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Low rates and flexible terms

Because we are not-for-profit, you benefit from lower rates and payments. With our fixed terms, your payment amount won’t change month-over-month.
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Quick Decisions

We make quick decisions but build lifetime relationships. Apply today and experience the difference for yourself.
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No pre-payment penalties

You are welcome to pay off your loan early. We do not have prepayment penalties.
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Personal Service

We are dedicated to helping you find the perfect financing fit so you can fund your large ticket items and feel great about the payments.

Instant Answers

Yes, we offer FHA loans and alternative document programs.  Call us today at 602.631.3479 or 800.621.0287 ext. 3479 (outside Maricopa County) to speak with a Mortgage Specialist about the many financing options we have to best suit your needs.

Getting pre-qualified for a loan helps you know what price range works for you, evaluate the monthly costs of a mortgage and to see how much of a loan you can afford. A pre-qualification will also give you some leverage when negotiating with the sellers.