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Credit Union West
Routing Number: 322172153
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Home Borrowing/Vehicle Loans Private Party Auto Purchase

Private Party Auto Purchase

Buying from a private seller? Finance your vehicle purchase at great rates.

No Dealer? No Problem.

 
If you decide to purchase a car from a private seller, you’re probably looking for the best value. Finding the right vehicle can take time and extra legwork, but when you finally find the right one, you can check us out for financing. We strive to make your financing process easy and convenient, allowing you to enjoy your purchase.
 
 

Featured Rates

APR1 as low as... 
2.99%
2.99%
3.24%
3.49%
3.74%
4.24%
UP TO 24
month
 25 TO 36
month
 37 TO 48
month
 49 TO 63
month
 64 TO 75
month
 76 TO 84
month
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Protect Your Investment

 

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GUARANTEED ASSET PROTECTION

 
If you are financing more than your vehicle value you can protect your investment with Guaranteed Asset Protection (GAP).2,3 GAP will pay the difference between your loan balance and the depreciated worth of your vehicle if it is totaled or stolen.4

 
 

kid sitting on trunk of car

 

DEPRECIATION PROTECTION

 
If you have a low loan-to-value ratio, you can protect your cash down investment with a Depreciation Protection Waiver (DPW). DPW is an alternative to GAP, which allows you to recover your equity if your vehicle is totaled or stolen.


 

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MECHANICAL BREAKDOWN PROTECTION

 
Mechanical breakdown protection provides coverage extending past typical factory warranties. We offer three tiers of coverage so that you can select which items you want enhanced coverage on.2
 
 
 
 
1Annual Percentage Rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms.
2Not insured by NCUA, NCUSIF or any Federal Government Agency, are not a deposit, may lose value, carry no credit union guarantee
3This product is optional – Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. Additional disclosures – we will give you additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection. Eligibility requirements, conditions, and exclusions – There are eligibility requirements, conditions, and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program.
4Payoff is less delinquent payments, late charges and other insurance related charges.

 
 

MEMBERS WHO VIEWED THIS PAGE ALSO CHECKED

 
Get the most value from your auto shopping experience with a used car loan from Credit Union West. 
Buy your next vehicle at the best price at our monthly auto auction. See current schedule and list now. 
 
 
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A BETTER CHECKING EXPERIENCE

Kasasa Cash Checking.


Free checking that let's you earn while you spend.
 

KASASA CASH DETAILS