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Credit Union West
Routing Number: 322172153
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Mature couple riding through wine country in a new convertible car

New Car Loans

Shopping for a new car? Don’t go through it alone – we make the loan process easy.

Secure the Right Car with the Best Financing


You've found the perfect car and we can help you finance it at a perfect rate. We offer interest rates as low as 3.49% so you can save money while getting all the best new features.

Count on us to make your new car buying process quick and convenient with 24 hour loan approvals. Get started and apply today.
 
Questions? Call 1.800.621.0287 x 3290
 
 
 
 

Featured Rates

APR1 as low as... 
4.24%
4.24%
4.49%
4.74%
5.24%
5.74%
UP TO 24
month
25 TO 36
month
37 TO 48
month
49 TO 63
month
64 TO 75
month
76 TO 84
month
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Protect Your Investment

 

driving with head out window

 

GUARANTEED ASSET PROTECTION

 
If you are financing more than your vehicle value you can protect your investment with Guaranteed Asset Protection (GAP).2,3 GAP will pay the difference between your loan balance and the depreciated worth if your vehicle if it is totaled or stolen.4

 
 

kid sitting on trunk of car

 

DEPRECIATION PROTECTION

 
If you have a low loan-to-value ratio, you can protect your cash down investment with a Depreciation Protection Waiver (DPW). DPW is an alternative to GAP, which allows you to recover your equity if your vehicle is totaled or stolen.


 

family getting beach toys out of trunk

 

MECHANICAL BREAKDOWN PROTECTION

 
Mechanical breakdown protection provides coverage extending past typical factory warranties. We offer three tiers of coverage so that you can select which items you want enhanced coverage on.2
 
 
 
 
1Annual Percentage Rate
2Not insured by NCUA, NCUSIF or any Federal Government Agency, are not a deposit, may lose value, carry no credit union guarantee
3This product is optional – Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. Additional disclosures – we will give you additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection. Eligibility requirements, conditions, and exclusions – There are eligibility requirements, conditions, and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program.
4Payoff is less delinquent payments, late charges and other insurance related charges.

 
 
 
Young child leaning out the window of a parked car, looking at the beach.


simplified car buying

The Costco Auto Program


Enjoy incredible savings in a seamless auto buying experience.