5 Credit Card Benefits You Didn't Know You Had

Our Favorite Mastercard Credit Card Benefits

We’re proud to offer credit cards to our members that are jam packed with benefits for security, shopping, travel and more! We strive to offer the best cards that not only enhance your life, but that also deliver benefits for peace of mind. You can rest easy knowing you’re carrying a credit card designed to work for you, not take advantage of you.

Take a look at just a few of the benefits: 

1. Mastercard ID Theft Protection™. If you believe you are a victim of identity theft, this benefit will provide you with access to a number of identity theft resolution services. Mastercard^® will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. This benefit is also available to all debit cardholders.

2. Zero Liability. Whether your card is stolen, missing or used without your permission, you shouldn’t be responsible for those charges. Zero Liability protects you from purchases you did not authorize on your credit card 

3. Price Protection. Don’t you hate when you buy something only to see it go on sale a week later? The Price Protection benefit helps you save money on products you buy with your credit card. If you buy an eligible item and see a advertisement of it for less within thirty days of the original purchase date, you can simply fill out a claim form and may be refunded the difference.

5. Mastercard Airport Concierge™. Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year. There are also certain airports where you can be expedited through the security and/or the immigration process. 
    
6. Cell Phone Coverage. If you charge your cell phone bill to your credit card, you automatically have extended coverage for your phone and can receive reimbursement for the actual cost to replace or repair a stolen or damaged phone.

These are just some of the credit card benefits available to cardholders. Be sure to check out the full list of card benefits. If you don’t already have a Credit Union West Mastercard credit card, now is a great time to apply. Not only will you enjoy a lengthy list of benefits, but you can choose from a card that offers our lowest APR¹ or a card that gives you rewards.

Mastercard Credit Cards

Earn 2% cash back on balance transfers²

Option	Summary	APR1	OFFER2	Apply
Platinum Preferred Mastercard	No Annual Fee	13.49% - 22.49%	New Cardholders: Earn 2% Cash Back on balance transfers. No balance transfer fee.	Apply Now Card Agreement Learn More
World Rewards Mastercard	No Annual Fee Earn 1.5 Points Per Dollar Spent	16.49 % - 24.00%	New Cardholders: Earn 2% Cash Back on balance transfers. No balance transfer fee.	Apply Now Card Agreement Learn More

 

*See the World Rewards Credit Card Guide and Platinum Preferred Credit Card Guide for full details. 

¹APR = Annual Percentage Rate. Subject to credit approval. Approval is based on several factors, including borrower’s credit history.
²New Credit Card holders enjoy a special 2% cash back on balance transfers with no balance transfer fees.