Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Credit Union West
Routing Number: 322172153
LOGIN to online banking
Online BankingClose online banking

Online Banking

secure access 24/7

New User? Register now. Mobile Link Need login help? Mobile Link

Free High-Yield Checking

Get more out your money with a high return checking account.

Let it grow, let it grow, let it grow!

You're probably familiar with high-yield savings accounts, but isn't it about time your checking helped you grow your money too? A high-yield checking account is a checking account that has an annual percentage yield that's much higher than those offered by standard checking accounts. 
Heritage High-Yield Checking™ can help you grow your money by paying you a 4.07 % APY1 on checking account balances up to $10,000.2 It's checking that rewards you each month for doing simple things you might already do like choosing paperless statements or swiping your debit card at checkout instead of writing a check.

With your Heritage High-Yield Checking account, you will not only earn a surprisingly high rate, but your checking account is always free.3 There’s never a penalty fee or monthly service fee even if you don’t meet your qualifications for the month. Plus, you can open an account online in minutes!

FREE Checking that Pays You

Earn 4.07 % APY with Heritage High-Yield Checking


1Annual Percentage Yield (APY). 
2If qualifications are met each monthly qualification cycle: (1) Balances up to and including $10,000 receive an APY of 4.07 %; and (2) balances over $10,000 earn 0.05  % dividend rate on portion of balance over $10,000, resulting in a range from 4.07 % - 0.05  % APY depending on the balance. If qualifications are not met, all balances earn 0.01 % APY. Qualifying debit card transactions and credit card purchase transactions must post and settle to the account during monthly qualification cycle. Debit and credit card transactions may take one or more business days from the date transaction occurred to post and settle to the account. Only debit card transactions processed by merchants and received by the credit union as point-of-sale (POS) purchase transactions count toward qualifying debit card transactions. The following activities do not count toward earning account rewards: ATM–processed transactions; transfers between accounts; and debit card transactions processed by merchants and received by the credit union as ATM transactions. “Monthly Qualification Cycle” is based upon the calendar month. eStatements are a condition of the account. When using a promotion code - New membership account is subject to our normal approval process. $5 minimum balance required for membership account. Annual Percentage Yield on membership share account 0.01%. Rate may change after account is opened and fees could reduce earnings. Membership account must be opened for at least 90 days before the $100 bonus is available for use otherwise forfeited. Any taxes are the responsibility of the recipient and are reported on a 1099-INT. Speak to a credit union representative for complete details.
3 “no-fee” – No monthly service fee; however, fees incurred for overdrafts and/or stop payments may apply.  Refer to our Fee Schedule and membership account agreement for further details.

Serving those who Serve

CU West is proud to support active duty military personnel, veterans, and our local communities.


Credit Union West is proud to once again sponsor Paul’s Car Wash, in association with Arizona’s Family News and CBS 5.


Choosing how you pay for your holiday shopping can save you money. Here are four reasons why you...