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Credit Union West
Routing Number: 322172153
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Preparing for the Holidays

Choosing how you pay for your holiday shopping can save you money

Four reasons you should shop with your CU West Mastercard® this holiday season

The holidays are just around the corner and for many that means travel plans, entertaining, and gift-giving for your whole family... and maybe even your mailman. It's a joyous season full of hope and goodwill. It's also a time where you will likely do a fair amount of spending. And choosing how you pay for the holidays can help you save. Here are four reasons you should shop with your Credit Union West credit card this year:

  1. Low rates let you pay over time: Our lowest rate card can be a great alternative to layaway or financing. Our Platinum Preferred Mastercard lets you pay over time with rates as low as 13.74% APR.1 That means you can save with lower interest rates and avoid higher layaway finance charges on those big holiday purchases.

  2. Less fees and more cashback: New cardholders get 2% cash back on balance transfers and enjoy no balance transfer fees. Plus, there is no annual fee!

  3. Travel Assistance Services: Both Platinum Preferred Mastercard and World Rewards Mastercard offer great travel perks, too. When you’re away from home, Travel Assistance Services is your guide to many important services you may need when traveling including helpful travel information, help locating lost or stolen luggage, or emergency roadside assistance.2 Cardholders are automatically enrolled in this no fee service.

  4. Earn reward points on every dollar: If you love shopping on Black Friday, you’ll love our World Rewards Mastercard. Many Black Friday shoppers will spend a significant chunk of change over a two to three-day period. With your World Rewards Mastercard, you earn 1.5 points for each dollar you spend. Points can be redeemed for gift cards, entertainment, or other great perks!3 

Low Rates or Exclusive Rewards

Score big this season with a New

Mastercard® Credit Card

Rates as low as 13.74% APR1

Card Comparison

Get the card that fits your unique needs.

Platinum Preferred Mastercard

New Card Offer

Earn 2% Cash Back on balance transfers. No balance transfer fee. 

Save money on interest payments over time with no annual fee.


13.74% - 22.74% Variable

Annual Fee


World Rewards Mastercard

New Card Offer

Earn 2% Cash Back on balance transfers. No balance transfer fee.

Earn rewards on every dollar you spend to exchange for various perks, with no annual fee.

16.74% - 24.00% Variable
Annual Fee



1APR = Annual Percentage Rate. : Subject to credit approval. Approval is based on several factors, including borrower’s credit history.
2View complete rules and restrictions in the Mastercard® Guide to Benefits. For more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard (1-800-627-8372) or en Español: 1-800-633-4466.
3For more information, see the World Rewards Mastercard terms and conditions and program overview.


Credit Union West is proud to once again sponsor Paul’s Car Wash, in association with Arizona’s Family News and CBS 5.


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