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It's My Money - Youth Savings Accounts
It’s My Money Youth Savings Account
Good money management doesn’t just happen, it comes from practice. The It's My Money Savings account is designed for 12 to 17 year old members that earns interest on deposited savings with no monthly service fee and no minimum account balance fees. Account holders also have access to our Mobile Banking app to manage transactions, create budgets and more.
Learn healthy money management habits and be set on the right path for financial success. It only takes $5 to get started!
Give the Gift of Savings!
Open a Youth Savings Account and receive a FREE mini piggy bank1 & cash bonus up to $25!2
Plus, download a FREE Gift Announcement to print and give to your child.
With It’s My Money Savings you get:
Low Initial Deposit
It only takes $5 to join.
Annual return dividends are paid to your account quarterly.
Prepare for the Future
When you turn 18, your savings account transfers to a standard Share Savings.
Meet with Us
Schedule an appointment to meet with a member representative at your nearest branch.
Get Instant Answers
It’s My Money Savings Accounts are available for members between 12 – 17 years old.
Please visit a local branch to open an It’s My Money Savings Account for your child.Locate a Branch
Once you turn 18, the account automatically converts to a regular savings account.
A parent or guardian is required to be a joint owner on the account if the member is between the ages of 12 – 15. If the member is 16 – 17 years old, a parent or guardian is not required on the account.
*Joint account holder must be at least 18 years old and provide documentation of the child’s social security number. To be eligible for a debit card, all minor checking accounts require an adult joint account holder. Minors 16 and 17 years of age are eligible to open a savings account without an adult joint account holder but must provide documentation of the minor’s social security number.
1 Promotional offer is valid for new members who open a Rico the Roadrunner Savings Account or It’s My Money Savings Account. Meet Credit Union West’s membership eligibility requirements and deposit a minimum of $5 in membership savings. Free gift available while supplies last (mini Credit Union West piggy bank).
2 Account Balance Match up to $25: 1) you must open a Rico the Roadrunner Savings Account or It’s My Money Savings Account; 2) account must be opened for at least 30 days and in good standing; 3) up to $25 will be deposited no later than 90 days from account opening, provided the account is not closed or restricted at the time of payout. Offer subject to change or end at any time without notice.
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