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Credit Union West
Routing Number: 322172153
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Government Shutdown Assistance

If you have been affected by the recent government shutdown, we are here to help.

We're Here To Help

We are deeply committed to assisting our members and community through tough times by offering affordable solutions that are right for you. See details below on the special assistance we are offering federal employees whose direct pay was affected by the recent, partial government shutdown. These programs will remain available through the temporary federal deal that reinstated employment.  


We're happy to help those who live, work, or worship in Arizona in Maricopa or Yavapai counties. *Loan eligibility based OAC.



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Relief Programs

for Federal Employees whose pay was affected

0% APR* Loans

Get a 0% Annual Percentage Rate (APR) personal loan for up $6,000 on a 2 year term. With this loan you'll get affordable monthly payments with no payment due in the first 90 days.*

Skip-A-Pay Fee Waiver

 If you have one or more existing Credit Union West loans, you could be eligible to skip your monthly payment at no cost.** 

Join Today

Not a member? If you live, work, or worship in Maricopa or Yavapai County, you are eligible to become a member and apply for assistance today.

All The Details

0% loan program*

  • 0% APR
  • 2 year term 
  • Up to $6,000 loan amount
  • Affordable payments
  • 90 days payment free 
Please select Government Shutdown Relief on your loan application, in order to take advantage of this program.

skip pay fee waiver**

  • Skip your next loan payment 
  • We'll cover your processing fee!
  • Skip up to 2x per 12-month period
When you apply for your skip, you must authorize Credit Union West to "deduct the total amount due," then write Government Shutdown Waiver in the  optional Savings ID Field.

Get in touch

  • Call 602.631.3290 OR
  • Set an appointment at your branch
Speak with a member service representative to discuss your unique needs, questions about the program, or to apply for one of the two assistance options. 


Instant Answers

All federal government employee whose pay was impacted by the recent government shutdown, are eligible for these offers. This includes Active Duty service members of all service branches.

You may apply in your nearest branch, online following the instructions above, or by calling 602.631.3290 to apply via phone.
Yes, you may take advantage of both options if you have a current eligible loan to skip a payment on, and you would like to open a new loan. 
You will not be eligible to skip payments on your 0% APR loan until after 6 months. 

Yes. If you are a federal government employee whose direct pay was impacted by the partial government shutdown, and you live, work, or worship in Maricopa or Yavapai County, you may be eligible to participate in the program.

If you would like to confirm your eligibility, please contact us at 602.631.3290 to verify.


*Certain restrictions apply. Subject to credit qualifications and performance. Annual Percentage Rate (APR) based on credit history, term and performance.  Programs subject to change without notice. **Skip-A-Payment Agreement Processing Fee: If your loan payment is less than $400, a normal fee of $25 is waived during promotional period. If your loan payment is $400 or more, a fee of $40 is waived. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have opened more than 6 months ago. Note, the primary member MUST sign and return the form. Provided you qualify for a Skip-A-Payment, all other borrowers responsible for payment of the loan will be provided notification of the Skip-A-Payment. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to principal resulting in a larger final payment, or negative amortization. Interest will continue to accrue on your loan as it normally does. Certain restrictions apply and not all loans are eligible for this program. In some instances, it may be required that the member authorize having a credit bureau pulled for review. Program subject to change.