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Credit Union West
Routing Number: 322172153
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Government Shutdown Assistance

During the 2019 partial government shutdown, we offered programs to help.

We Are Always Here To Help

 
We are deeply committed to assisting our members and community through tough times by offering affordable solutions. During the recent, partial government shutdown, we offered federal employees whose direct pay was affected, special relief programs.
 
These programs were available until full employment was reinstated, to those who lived, worked, or worshiped in Arizona in Maricopa or Yavapai counties. *Loan eligibility was based OAC.

 

 

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Relief Programs

for Federal Employees whose pay was affected

0% APR* Loans

 
We offered 0% Annual Percentage Rate (APR) personal loan for up $6,000 on a 2 year term to eligible applicants. No payments were required in the first 90 days.* 
 
 
***No Longer Available***

Skip-A-Pay Fee Waiver

 
 With one or more existing Credit Union West loans, eligible applicants could apply to skip their monthly payment at no cost.** 
 
 
 
***No Longer Available***

Join Today

 
Not a member? If you live, work, or worship in Maricopa or Yavapai County, you are eligible to become a member.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

All The Details

0% loan program*

 
 
  • 0% APR
  • 2 year term 
  • Up to $6,000 loan amount
  • Affordable payments
  • 90 days payment free 
***No Longer Available***

skip pay fee waiver**

 
 
  • Skip loan payment
  • Processing fee covered 
  • Skip up to 2x per 12-month period
 
 
***No Longer Available*** 

Get in touch

 
 
 
 
 
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 

Instant Answers

All federal government employee whose pay was impacted by the recent government shutdown, were eligible for these offers until employment was reinstated. This included Active Duty service members of all service branches.

Yes, eligible members were offered both options if they had a current eligible loan to skip a payment on, and wanted to open a new loan. 

Yes. Federal government employees whose direct pay was impacted by the partial government shutdown, and who lived, worked, or worshiped in Maricopa or Yavapai County, could apply to participate in the program.

 
 
 
 

*Certain restrictions apply. Subject to credit qualifications and performance. Annual Percentage Rate (APR) based on credit history, term and performance.  Programs subject to change without notice. **Skip-A-Payment Agreement Processing Fee: If your loan payment is less than $400, a normal fee of $25 is waived during promotional period. If your loan payment is $400 or more, a fee of $40 is waived. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have opened more than 6 months ago. Note, the primary member MUST sign and return the form. Provided you qualify for a Skip-A-Payment, all other borrowers responsible for payment of the loan will be provided notification of the Skip-A-Payment. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to principal resulting in a larger final payment, or negative amortization. Interest will continue to accrue on your loan as it normally does. Certain restrictions apply and not all loans are eligible for this program. In some instances, it may be required that the member authorize having a credit bureau pulled for review. Program subject to change.