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Credit Union West
Routing Number: 322172153
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Online Banking

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How to Skip a Payment in Online Banking

 

Online & Mobile Banking

Fastest Processing Time

 
 
 
If you're using Skip-a-Pay for a Personal, Auto, RV, or Motorcycle loan, the fastest and easiest way to request your skip is in Online & Mobile Banking.

1
Log in, and choose Skip-A-Pay from the menu.
 
2
Click the loan payment that you would like to skip.
 

3
Review your information, and click Skip. It's that easy!
 
 
 
 
 
 DOn't have Online Banking?
 
Sign up today, it's free, fast and easy - plus, you'll have the quickest processing time on Skip-a-Pay requests.
 
 
 
 
Or, submit your Skip-a-Pay request through our online form (slower processing times will apply).  
 
 
 
 
 
 

We're Here to Help

Request Financial Assistance

 
We understand that there may be instances where you or your family may be facing financial difficulties in this uncertain time.  Our Skip-a-Pay option may be able to help:
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If you need assistance with your personal, auto, RV, or motorcycle loan, you may qualify for a Skip-a-Payment:¹
 
 
 
 
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If you need assistance with your Business Loan, Credit Card, Credit Reserve, Home Equity Loan, Home Equity Line of Credit, or Signature Line of Credit, you may qualify for a loan extension
 
 
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If you need assistance with your Credit Union West Mortgage, serviced by Midwest Loan Services, please get in touch with us:²
 
 
 
 
Or call 800.262.6574.
 
 
 
 
 
 
 
 
 
 
¹ The first two skip-a-payment processing fees will be waived in a rolling 12-month period, thereafter a skip-a-payment fee will be processed per the Credit Union’s Fee Schedule, for each additional request. You may now request two back to back skip a payments. If you have more than one qualifying loan you may request to skip-a-payment on each loan. Processing fee will be returned to anyone not eligible to participate in this offer. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have been opened for at least 30 days and one full-payment processed. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to principal resulting in a larger final payment, or negative amortization. Interest will continue to accrue on your loan as it normally does. The number of Skip-A-Payments in a rolling 12-month period is limited to a maximum established by the credit union and may be subject to change. Certain restrictions apply and not all loans are eligible for this program. In some instances, it may be required that the member authorize having a credit bureau pulled for review. Subject to credit qualifications and performance. Program subject to change.
² Certain restrictions apply and not all loans are eligible for this program. In some instances, it may be required that the member authorize having a credit bureau pulled for review. Program subject to change.