Auto Loans

Credit Union West auto

In  the market for a new or used car, truck, van, or SUV? We can help! Take advantage of free price quotes, preferred pricing, lower rates, extended terms and affordable protection plans. We make it easy for you to drive a great bargain. Apply online or by phone at 602.631.3290.


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Vehicle loans as low as 3.74% APR.

Get a Great Rate

  • Low, fixed rates for predictable payments
  • Flexible terms available
  • New car loans - up to 145% of MSRP
  • Used car loans - up to 145% of Kelley Blue Book
  • Same-day approval in most cases
  • No prepayment penalties

Get a Great Price

Credit Union West and the Costco Auto Program1 have teamed up to save you time, money and hassle on your next vehicle purchase. The Costco Auto Program offers Credit Union West members exclusive pre-arranged pricing on new or Factory-Certified Pre-Owned vehicles. Specially selected dealerships provide a professional, efficient and pressure-free buying experience. Program participants who finance through Credit Union West will receive either a $50 Costco Cash Card or a one-year Costco Gold Star Membership ($50 value). Lock in a great rate and get pre-approved before you shop. Costco Auto Program benefits include:

  • No-haggle pre-arranged pricing
  • Hundreds of participating dealers in Arizona offering exclusive savings to Costco members
  • Member Advocates to help you before, during and after your purchase
  • In-depth vehicle research and road test reviews
  • A $50 Costco Cash Card (if you're already a Costco Member) or a one-year Costco Gold Star Membership
  • Get special low pricing on Factory-Certified Pre-Owned vehicles

Click on the Costco Auto Program logo for details on how you can save! costco auto program

Great Protection Keeps Your Money Where it Belongs - In Your Pocket

  • Guaranteed Asset Protection Advantage goes into effect when you need it most - when your vehicle is stolen and isn't recovered or if it's totaled in an accident and can't be repaired. GAP can give you peace of mind by protecting you and your investment from substantial loss. Our GAP program also features Auto Deductible Reimbursement Coverage provided by AssurancePlus at no cost to you - pays up to $500 per loss when claim is filed and paid with primary insurance carrier
  • This protection is available even if your auto loan is financed with another lender!
  • Complete terms are included with the Agreement.
  • Further information is available at any branch or by calling 602.631.3200 or 800.621.0287 (outside of Maricopa County).

Click here for an instant quote on GAP and Interstate AssureGuard Warranty.

Auto Auction

Get a great deal on previously owned vehicles, RVs, motorcycles and more!

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Certain restrictions apply. Subject to credit qualifications and approval. Annual Percentage Rate (APR) based on credit history, term and performance. Programs subject to change without notice.
1Participants must be a Credit Union West member, locate a participating dealer through the Costco Auto Program and meet with the Authorized Dealer Contacts to be eligible. Credit Union West loan funding required as well as completion of a Costco Auto Program Member Satisfaction Survey within 30 days of purchase. Costco and its affiliates do not sell automobiles or negotiate individual transactions. All new cars arranged for sale are subject to availability and a price prearranged with the participating franchised dealership. Certain vehicles may be excluded from this program. Program subject to change. A participation fee has been paid by the dealers participating in the Costco Auto Program.