Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Credit Union West
Routing Number: 322172153
LOGIN to online banking
Online BankingClose online banking

Online Banking

secure access 24/7

New User? Register now. Mobile Link Need login help? Mobile Link

Special Offers

Become a Member with these Exclusive Offers

Credit Union West is always here for you. Let us help you build a better financial future with these exclusive offers!
Since 1951, we have proudly served as a not-for-profit credit union, where our members are our highest priority – not profits. Discover banking solutions designed to help your money grow. Enjoy no-fee interest bearing or cash back checking, FREE access to 55,000+ ATMs worldwide, great loan rates, and more. Bank online or visit one of our Arizona branch locations.

Hurry, these offers expire December 31, 2024!


Special Offers for New Members


Receive a $150 bonus when you open a Heritage High-Yield or Loyalty Rewards checking account online or in a branch.1

Credit Card

Save money when you consolidate your higher interest cards. Apply online in minutes and enjoy no annual fee, 2% cash back on balance transfers and no balance transfer fee.2

Auto Loan

Refinance your current auto loan from another lender and you may qualify for up to a 1% APR3 rate reduction over your current rate.4 


Receive up to $750 towards appraisal costs with our first time home buyer program, FHA, VA or conventional loan.5

Personal Loan

Select a loan amount and term that fits your budget. Borrow up to $50,000 for almost any purpose with terms up to 180 months.6

Home Equity

Borrow up to 133% of your home’s equity to make improvements, put in a pool, consolidate debt and more.7

Become a Member

Enhancing Lives

Our organization was built from a passion to help our community and members build better futures through financial health and stability. We work towards this mission every day by listening to community needs through local partnerships and by giving back through financial education, scholarships and events that benefit families and local businesses.
three men talking outside
Community Commitment
We support organizations that offer education and wellness opportunities to local individuals and families.
A meeting between a woman and a couple
Financial Outreach
Our team is eager to help community members improve their lives through financial education.
Three women review work together on computer in a bright office building
We encourage our members to get involved with our volunteer efforts. Our impact in the community is strong and growing.
father daughter dancingYouth Opportunities
We sponsor community events that provide opportunities for young people to develop career and leadership building skills.

Get Instant Answers

Our membership is open to immediate family of Credit Union West members, Credit Union West employees, and anyone who lives, works, or worships in our membership coverage area, which includes all of Arizona (with the exception of Graham, Greenlee, La Paz and Santa Cruz counties).
Growing your money is important. That's why we offer checking options that save you money and help build your bottom line.
We offer no-fee8 interest bearing or cash back checking accounts, so you can earn more while you spend. These accounts have no minimum deposits and free access to 55,000+ Allpoint ATMs, worldwide.9

Whether you’re planning on buying a new home, looking for a new car, or thinking about consolidating debt, we have a loan that fits your needs. We offer competitive rates and are happy to work with you to determine which loan is the best for you. At Credit Union West, we offer: 
  • Vehicle Loans
  • Mortgages
  • Home Improvement
  • Recreation Loans
  • Personal Loans
  • Consolidation Loans & More

* All offers available for a limited time; subject to change or end without notice..
1 Promotional offer is only valid for one new membership per person; offer is not valid for existing members. $5 minimum balance required for membership account. One ACH credit/Direct Deposit must be established. Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening. The new account must be open and in good standing for at least 90 days before the $150 is available for use. Any taxes are the responsibility of the recipient and are reported on a 1099-INT. Annual Percentage Yield 0.01%. Rate may change after account is opened and fees could reduce earnings. Offer valid only upon receipt of original coupon. Coupon is non-transferable and non-negotiable for cash. Program subject to change without notice. Bonuses are considered interest and will be reported on IRS Form 1099-MSC.
2 2.00% cash back on balances transferred to a new Credit Union West Preferred Options Platinum Credit card. Approval required. Balances being transferred must be listed on the applicant’s credit report at time of application.
3 APR = Annual Percentage Rate.
4 Assuming the new rate falls within the range of our currently published vehicle loan rates, we’ll beat non-Credit Union West auto loan rates by at least 1%. Actual APR based upon many factors evaluated at the time of application, which may include, borrower’s credit history, year of vehicle, loan terms, and any applicable administrative/processing fees. All loans are subject to credit review and approval.
5 Up to $750 for the cost of an appraisal will be credited towards a new Credit Union West mortgage loan. Appraisal must be pre-paid by the applicant, and the cost of the appraisal, up to a maximum $750 will be credited toward closing costs. Other fees may apply. Property must
be located in Arizona.
6 On approved credit, other terms and conditions may apply.
7 Credit approval required. Other fees may apply. Property must be located in Arizona.
8 "no-fee” or "FREE"  – no monthly service fees regardless of account balance.  Certain restrictions apply, see individual pages for complete details.
9 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to Membership Account Agreement for further details.