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Credit Union West
Routing Number: 322172153
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Home Borrowing/Vehicle Loans Auto Auction

Auto Auction

UPDATED Friday, March 20, 2020: To support our communities and the fight against community spread of COVID-19, our Auto Auctions will move from Desert Auto Recovery to Metro Auto Auctions located at 2475 S. 59th Ave. in Glendale, AZ. For more details, please call Metro Auto Auctions at 602-279-9500.

Buy your next vehicle at the best price


Our Auto Auction gives you a monthly opportunity to purchase previously owned vehicles, RVs and more with incredible savings on both the price and loan rate. Purchasing bidders must be pre-approved and are eligible to apply for a discounted loan rate of 3.90% APR.1


 

2020 AUCTION SCHEDULE


TBD

Auto Auctions are held at Desert Auto Recovery, located at 821 S. 30th Avenue in Phoenix and typically occur on the last Tuesday of each month. The auction begins at 10:00 a.m. You also have the option to view vehicles prior to the auction date by visiting Desert Auto Recovery on regular business days between 9:00 a.m. to 4:00 p.m., Monday through Friday. All sales are final and sold “as-is” without expressed or implied warranties. All vehicles must go through the public auction process before they can be sold privately.




Protect Your Investment

 

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GUARANTEED ASSET PROTECTION

 
If you are financing more than your vehicle value you can protect your investment with Guaranteed Asset Protection.2,3 GAP will pay the difference between your loan balance and the depreciated worth of your vehicle if it is totaled or stolen.4

 
 
 

kid sitting on trunk of car

 

DEPRECIATION PROTECTION


If you have a low loan-to-value ratio, you can protect your cash down investment with a Depreciation Protection Waiver (DPW). DPW is an alternative to GAP, which allows you to recover your equity if your vehicle is totaled or stolen.


 

 

MECHANICAL BREAKDOWN PROTECTION

 
Mechanical breakdown protection provides coverage extending past typical factory warranties. We offer three tiers of coverage so that you can select which items you want enhanced coverage on.2
 
 
 

 
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Get the most value from your auto shopping experience with a used car loan from Credit Union West. 
No dealer? No problem. Purchase from a private seller with a pre-approved loan. 
 
 
1APR = Annual Percentage Rate. Actual APR based upon many factors evaluated at the time of application, which may include, among other factors, borrower’s credit history, year of vehicle, loan terms, and any applicable administrative/processing fees. All loans are subject to credit review and approval.
2Not insured by NCUA, NCUSIF or any Federal Government Agency, are not a deposit, may lose value, carry no credit union guarantee
3Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver Addendum which will contain the terms and conditions of GAP Advantage benefit. There are eligibility requirements, conditions and exclusions that could prevent you from receiving GAP Advantage benefits. You should carefully read your GAP Waiver Addendum Form for a full explanation of the benefits, rules, terms and conditions of the program. This document is not a contract. GAP Advantage is a loan/lease deficiency waiver and is not offered as insurance coverage.
4Payoff is less delinquent payments, late charges and other insurance related charges.