Bank smarter with a business checking account that works for you
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Business Checking Accounts
Flexible Business Checking Built for Growth
Manage your business finances with a checking account designed to support your growth at every stage. Enjoy essential features that simplify your operations, including easy access to your funds, Mobile and Online Banking, and low-cost account management.
Whether you're launching a startup, expanding a growing enterprise, or managing a non-profit, our Business Checking account gives you the flexibility you need. It's one powerful account, with three ways to customize it for your business. Choose the account type that best fits your size and activity level.
With a Business Checking Account you get:
Waived Monthly Maintenance Fee1
Maintain your daily minimum balance and skip the monthly maintenance fee.
Committed Customer Service
Discover a team who is committed to helping your business grow.
Convenient Money Management
Manage your money anytime with contactless debit card payments and secure digital banking.
 Mobile & Online Banking
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 eStatements
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 Multi-user Access
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 Contactless Mastercard® Debit Card
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For added peace of mind, Business accounts are automatically enrolled in Standard and Extended Overdraft Privilege.
testimonial
Business Checking
"This is by far the best bank I have ever dealt with. I am a faithful and satisfied customer."
- Jorge
testimonial
Business Savings
"This credit union isn't just about making money, they're about helping you."
- Cassandra
Choose the Account Type That Works For You
Your account type determines the features, benefits, and limits applied across all your business accounts, including checking, savings, and money market. Choose the option that aligns with your needs during account setup.
Mission
Waive your $10 monthly maintenance fee1 when you maintain a minimum daily balance of $500.2
Features & Benefits
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No per item fee
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No cash processing fee
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No limit on cash processing
Launch
Get your business off the ground with an account tailored for startups and small businesses.
Waive your $10 monthly maintenance fee1 when you maintain a daily minimum balance of $1,500.2
Features & Benefits
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Up to 50 items a month with no fee; $0.35 per item after4
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Up to $7,500 cash processing with no fee each month; 0.30% fee of overage amount after3
Elevate
Take your business banking to the next level with an account built for your business needs.
Waive your $15 monthly maintenance fee1 when you maintain a daily minimum balance of $5,000.2
Features & Benefits
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Up to 100 items a month with no fee; $0.35 per item after4
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Up to $15,000 cash processing with no fee each month; 0.20% fee of overage amount after3
Explore all the features and benefits your business account has to offer.
Meet with Us
Schedule an appointment to meet with a member representative at your nearest branch.
Get Instant Answers
You can waive your monthly maintenance fee by maintaining the required daily minimum balance for your account type.
Minimum balance requirements by account type:
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Mission – $500
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Launch – $1,500
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Elevate – $5,000
Your daily minimum balance is calculated at the end of each day and includes the total combined balance across all your business deposit accounts. For example, if you have $1,000 in your business savings and $3,200 in your business checking, your total daily balance would be $4,200.
Let us know if you have questions! We’ll help you choose the account type that best fits your business activity and growth.
Yes, the NCUA (National Credit Union Administration) insures our accounts up to $250,000.
We offer business accounts for a wide range of business types, including:
- Limited Liability Company (LLC)
- Professional Limited Liability Company (PLLC)
- Partnerships: Limited, General, or Limited Liability
- Sole Proprietorships
- Club or Organization
- Business Non-Profit
- Corporation
If you’re unsure which category your business falls into, our team can help guide you through the requirements.
More than Banking
Why Members Choose Credit Union West
See the required documents you will need to open a Business account.
Easily access your monthly statements online.
Save time with easy online transactions.
Bring the required documentation to your nearest branch to open your account.
Members who selected business Checking also added
*APY=Annual Percentage Yield. APYs are accurate as of 6/1/25.
1 To avoid the monthly maintenance fee, your minimum daily balance must be maintained each day. Balance requirements vary based on account type. 2 The monthly maintenance fee will be assessed starting with the first full statement cycle following account opening if the minimum daily balance requirement is not met. 3 Transactions that exceed the designated cash allowance are subject to an overage fee based on the dollar amount over the allowance and your account type. For example, if your overage is $100 on a Launch Account, a fee of $0.30 will be assessed. 4 A per-item fee applies to checks or drafts that exceed your account’s monthly item allowance. This includes any processed items above the number allowed based on your account type.
SECURE, CONVENIENT, FLEXIBLE
Online & Mobile Banking.
Access your accounts at any time from any location.
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