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Credit Union West
Routing Number: 322172153
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Consolidate High Interest Debt This New Year

Save on Interest and Earn 2% Cash Back!1

Why Should You Consolidate Debt With a Credit Union West Credit Card?

With the New Year upon us, many consumers have made saving money and paying off debt top resolution goals. The combination of high monthly payments with high interest rates can make it seem daunting to achieve. Let us help! With a Mastercard consolidation at Credit Union West, you can save on interest and make money on balance transfers, helping you reach your goals sooner.

What is Credit Card Consolidation?

A credit card consolidation transfers the balance of an existing debt from a credit card or multiple credit cards (typically those with high interest rates) to a single card with lower rates and less fees. Often times, consolidating helps with saving money, lowering monthly minimum payments, and having one single credit card bill to manage.

Why Consolidate with a Credit Union West MasterCard?

Our members deserve more than just the typical balance transfer offers. At Credit Union West, no matter which CU West credit card you choose, new cardholders get 2% cash back AND no balance transfer fee. This combined with no annual fees and low interest rates can really speed you up to achieving financial success.

Other credit card companies charge between a 3 - 5% balance transfer fee or a minimum of $5 - $10 fee, whichever is greater. New cardholders completing a balance transfer of $10,000 with a Credit Union West Mastercard can save up to $500 on fees and earn $200 cash back!

Our credit cards are also loaded with benefits such as Trip Cancellation Reimbursement and Purchase Assurance. Check out the full list of all available benefits at

As a not-for-profit cooperative, our philosophy has always been about “people helping people.” Start your New Year off right with a plan to pay off those high interest rate credit card bills. Take advantage of the 2% cash back to also give your savings account a kick start.

Mastercard Credit Cards

Earn 2% cash back on balance transfers2

Option Summary APR1 OFFER2 Apply

No Annual Fee 13.74% - 22.74% 
New Cardholders:
Earn 2% Cash Back on balance transfers.
No balance transfer fee.

No Annual Fee
Earn 1.5 Points Per Dollar Spent
16.74 % - 24.00
New Cardholders:
Earn 2% Cash Back on balance transfers.
No balance transfer fee.

1APR = Annual Percentage Rate. Subject to credit approval. Approval is based on several factors, including borrower’s credit history.
2New Credit Card holders enjoy a special 2% cash back on balance transfers with no balance transfer fees.

Holiday Shopping: Dos and Don'ts

As you go about checking off that holiday list, keep these four credit card tips in mind.

Protect Yourself from Fraud

This holiday season, protect yourself from fraud and scams by following these simple tips.


Take these five steps to build a better credit rating and enjoy the perks of lower loan rates.