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Credit Union West
Routing Number: 322172153
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Refer a Friend

Earn $70 When Your Friend Becomes a Member!

Join us as we celebrate our Platinum Anniversary! As a special thank you for 70 amazing years, we are giving our members the opportunity to earn a $70 cash bonus for you and your friends with our new referral program. Visit your local branch to pick up your referral cards or ask your friend to use promo code REFER70 when they open an account in-branch or online!

Refer a Friend

Get $70 for you and $70 for your friend

when you refer them to become a new member!1

Use promo code REFER70 at account opening.


Refer a Friend Today!

Get Referal Cards

Find and visit the branch location nearest you.  

Open Online

On the go or at home, friends can securely open an account online.

Open in Branch

Invite your friends to open an account with a convenient branch appointment.


Refer a Friend

How to Qualify

1 Rules:

  • Friend must 1) present the referring member’s name and email address the same day the account is opened or 2) provide the promo code REFER70 during the online account opening application and provide the referring member’s name and email address within seven (7) calendar days of account opening. Referral cards are available at all Credit Union West branch locations.
  • New members cannot have any existing accounts with Credit Union West
  • Primary account holder must be 18 years or older and meet Credit Union West membership eligibility
  • New membership must be opened with a new checking and debit card
  • Must establish one ACH credit/Direct Deposit, utilize debit card a minimum of 30 times within 70 days
  • Maintain minimum $5 in membership savings
  • $70 for referring member and $70 for new member will be deposited into members Credit Union West accounts after account has been established for 70 days and all requirements have been met

Eligibility: $70 Referral bonus offer is available to new and existing members 18 years and older who meet Credit Union West’s membership eligibility. $5 minimum balance required for membership account. To receive the $70 Refer-A-Friend bonus: 1) Refer your family and friends to open a New Credit Union West membership with qualifying activities through this referral site; 2) After your referred family and friends have opened their Credit Union West checking account, establish one ACH credit/Direct Deposit, and utilized their debit card a minimum of 30 times within 70 days of account opening, we'll deposit the $70 bonus into your primary checking account no later than 90 days of account opening, provided both the member and friend accounts are not closed or restricted at the time of payout. You can receive up to (7) referral bonus deposits (totaling $490) in one calendar year. Bonuses are considered miscellaneous income, and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Employees of Credit Union West and its affiliates are eligible for the Refer-A-Friend Program. The referring employee must be a member and cannot be the person opening the account nor referring another employee to open the account. Offer subject to change or end without notice.

Get Instant Answers

Our membership is open to immediate family of Credit Union West members, Credit Union West employees, and anyone who lives, works, or worships in our membership coverage area, which includes all of Arizona (with the exception of Graham, Greenlee, La Paz and Santa Cruz counties).
Growing your money is important. That's why we offer checking options that save you money and help build your bottom line.
We offer no-fee2 interest bearing or cash back checking accounts, so you can earn more while you spend. These accounts have no minimum deposits and free access to 55,000+ Allpoint ATMs, worldwide.3

2 "no-fee” or "FREE"  – no monthly service fees regardless of account balance.  Certain restrictions apply, see individual pages for complete details.
3 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to Membership Account Agreement for further details.