Banking this good is worth sharing. Tell a friend and earn $50!
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Refer a Friend
Get $50 and Give $50
Refer a friend or family member to Credit Union West, and you’ll each receive $50 when they open a new Heritage High-Yield, Loyalty Rewards, or Traditional checking account and meet eligibility requirements.1 Members can earn up to $500 each year. It’s our way of saying thanks for spreading the word!
How it works:
Register
Simply enter your contact information to register.
Invite your friends
Enter their contact info or share the offer through your unique link.
Get rewarded
When your friend qualifies, you’ll both receive a bonus!
Membership Benefits They'll Love
To participate in our Refer-a-Friend program, you must be an existing primary account holder at Credit Union West.
Your friend must open a new checking account with Credit Union West and meet specific qualifications within 60 days of account opening:
- Complete ten (10) or more debit card transactions (excluding ATM transactions), AND
- Complete one (1) or more direct deposits totaling $250 or more, AND
- Keep the account in good standing
Your reward bonus will appear in your Membership Share account up to 60 days after your referred friend meets all the necessary offer requirements.
After registering, you can monitor your referrals and their statuses through the referral program dashboard.
If you believe you should have received a bonus but haven't, you can submit a support ticket within the referral program dashboard.
* APY = Annual Percentage Yield. APYs are accurate as of 7/1/25. Rate may change after account is opened and fees could reduce earnings.
1 Refer a Friend Program - Referral offer is available to new and existing members 18 years and older who meet Credit Union West’s membership eligibility. $5 minimum balance required for membership account. The person making the referral (Referrer) will earn a $50 reward bonus for each individual referred (Referred Person) to Credit Union West who registers for the offer, opens a new Heritage High-Yield, Loyalty Rewards, or Traditional checking account, and completes the offer requirements within the time specified in the offer. To make a referral, the Referrer must be 1) a primary account holder at Credit Union West, 2) register for the program, and 3) share the offer with their friends, family, or coworkers. A Referrer may earn up to $500 in reward bonuses within a calendar year. Only one Referrer may receive a reward bonus for each Referred Person who fulfills the requirements.
To earn a $50 reward bonus, the Referred Person must 1) register by following the link provided in the referral email or on social media, 2) open a new Heritage High-Yield, Loyalty Rewards, or Traditional checking account as the primary account holder, and 3) meet the following requirements within 60 days of account opening:
- Complete ten (10) or more debit card transactions (excluding ATM transactions), AND
- Complete one (1) or more direct deposits totaling $250 or more, AND
- Keep the account in good standing
The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has "opted out" of marketing material from Credit Union West or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they "opt out" by making an election at ReferLive or within such email. The Referred Person acknowledges that a reward bonus will be issued to the Referrer after all conditions have been met in the time frames provided. This offer can be changed at any time without notice. Please allow 30 days for delivery of your reward bonus after completing all offer requirements. Bonuses are considered interest and will be reported on IRS Form 1099-MISC. ReferLive® is a registered trademark of CustomerStream, LLC.
2 "no-fee” or "FREE" – no monthly service fees regardless of account balance. Certain restrictions apply, see individual pages for complete details.
3 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to your Membership Account Agreement for further details.
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