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Credit Union West
Routing Number: 322172153
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Loans FAQs (cont.)

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Browse the topics below to quickly find the information you're looking for.  To view an answer, simply click on the question displayed below.

Frequently Asked Questions - Loans

Yes, we can get you pre-approved so you can shop with confidence. Visit a branch or call us at 602.631.3200 or 800.621.0287 (outside Maricopa County) to get started.
Yes, we do offer extended warranties for most passenger vehicles, even if your loan is financed with another lender. Click here for more information or call our Loan Department at 602.631.3290.
You are required to have comprehensive and collision insurance coverage on your vehicle (car, motorcycle, UTV, ATV, etc.) with a maximum deductible of $1000 when you finance with Credit Union West.

Once you've completed your vehicle purchase, please contact your insurance provider to ensure adequate coverage and to update the lien holder's address to:

Credit Union West
P O Box 2405
Sioux City, IA 51106

We may ask for verification to complete your loan application. It's easy to upload and verify your insurance coverage online with You may also call 1-800-523-6404 for assistance.
GAP insurance simply covers the remaining balance after the insurance funds are received and will not pay out more than is owed.
Yes, we have helpful and intuitive calculators to help you estimate loan payments, savings goals, loan payoff, debt acceleration and more. Click here to view all of our financial calculators.
We finance both auto dealer sales and private party sales. Visit our Vehicle Loans page to learn more.
If you have had credit difficulties in the past, contact us or visit a branch. All of our branches have teams of friendly representatives trained in credit score review - helping you understand your credit report and offering tips on how to boost your score and which loan product may work for your specific situation.
Yes, we're proud to partner with Costco to offer the Costco Auto Program to our members. Please click here to learn more.
No. Effective October 1, 2023, loan payments can no longer be made with a credit card. This includes payments over the phone, at a branch, or by using our Pay Online feature.

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