Earn higher interest rates while maintaining liquidity.
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Business Money Market Account
Flexible Business Savings with Higher Earnings
Put your business funds to work with a smart, flexible savings account that grows with you. Our Business Money Market1 account offers competitive, tiered dividends and full access to funds, so you can earn more while staying prepared for whatever comes next.
Whether you’re building reserves or planning for future expenses, this account gives your business the financial flexibility and earning power it needs to stay ahead.
With a Business Money Market Account you get:
$0 Minimum Balance
No opening deposit or minimum balance required to start earning dividends.
unlimited Transactions
Make unlimited deposits and withdrawals with no penalties for accessing funds.
Access Anywhere
Access your accounts anytime, In-branch, online, through our mobile app, or by phone.
Earn Competitive Dividends at Every Level
| BALANCE | APY* |
|---|---|
| < $2,500 | 1.50% |
| $2,500-$24,999 | 1.60% |
| $25,000-$49,999 | 1.60% |
| $50,000-$74,999 |
2.00%
|
| $75,000-$99,999 |
2.25%
|
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Schedule an appointment to meet with a member representative at your nearest branch.
Get Instant Answers
Both Savings and Money Market accounts offer unlimited deposits with no monthly fees. However, Money Market accounts typically earn higher interest based on the deposit amount and average daily balance.
No, there is no minimum balance for your Business Money Market account. As long as you have at least $5 in a Share Savings account, you can maintain any balance in your Money Market account.
However, this is a tiered dividend account and your earning potential increases as your balance grows. The more you save, the higher your dividend rate in each tier.
You can check your Money Market account balance 24/7 by accessing your account through Online Banking or the Mobile App. You can also dial our automated TELLERphone line to quickly check your balance.
Yes, the NCUA (National Credit Union Administration) insures our accounts up to $250,000.
Dividends are earned based on your account balance, with higher balances unlocking higher dividend rates. With tiered dividends, your money grows steadily as your balance increases. Dividends are calculated daily and paid monthly according to your balance tier.
More than Banking
Why Members Choose Credit Union West
See the required documents you will need to open a Business account.
Easily access your monthly statements online.
Save time with easy online transactions.
We are here to serve our members. We want your banking experience to be secure and convenient.
MEMBERS WITH money markets ALSO HAVE
A simple, low minimum required balance checking account to help you manage your business.
*APY=Annual Percentage Yield. APYs are accurate as of 11/1/25.and are subject to change at any time.
Minimum balance required to earn the stated APY is listed above
1To qualify for the Money Market Plus higher dividend rate you must maintain (1) a daily balance of $50,000 or more to receive an APY of 2.40%, (2) At least one direct deposit (ACH automatic credit transaction) must post and settle to your account, (3) you must open a new checking account or have any existing checking with the Credit Union, and (4) If qualifications are not met, all balances earn 0.35% APY for the entire month.
A BETTER CHECKING EXPERIENCE
Heritage High-Yield Checking
Free checking that let's you earn while you spend.
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