Mortgage FAQs

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Frequently Asked Questions - Mortgage

Do you have any deals for first time home buyers?

Please contact our Real Estate department at 602.631.3479 or 800.621.0287 x3479 (outside Maricopa County) or click here to learn more.

How much will it cost me to refinance my first mortgage?

You can get an accurate estimate of what it would cost to refinance your mortgage by contacting us at 602.631.3479 or 800.621.0287 (outside of Maricopa County).

Do you offer Home Improvement loans?

We offer Home Improvement Loans for a variety of home improvement projects. Apply online today.

Can I delete my escrow account?

The Lender will have to approve any requests to delete an escrow account. You may have to furnish some documentation for this to be considered. All loans in excess of 80% loan to value will require an escrow account be established. Contact us at 602.631.3479 or 800.621.0287 (outside of Maricopa County) to speak with a Mortgage Specialist.

Do you offer VA or FHA loans?

We do not originate FHA mortgages, but we do originate Conventional and VA mortgages throughout Arizona. Call us at 602.631.3479 or 800.621.0287 (outside Maricopa County) to speak with a Mortgage Specialist, or apply online today.

Why should I consider getting pre-approved before buying a home?

Getting pre-approved for a loan helps you know what price range works for you, evaluate the monthly costs of a mortgage and to see how much of a loan you can afford. A pre-approval will also give you some leverage when negotiating with the sellers. Get pre-approved today by clicking here.