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Credit Union West
Routing Number: 322172153
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Home Borrowing/Mortgages First Time Home Buyer Loans

First Time Home Buyer Loans

As a first-time buyer, you need an experienced partner who has your back.

Affordable Loans for First Time Buyers


Buying your first home is exciting, but it can also be stressful. As a novice buyer, you need an experienced partner who has your back. Our real estate specialists will walk you through the Mortgage process from start to finish, providing expert guidance so you can make an informed, stress-free decision. 

As a not-for-profit credit union, we offer competitive interest rates, low closing costs and accelerated application processes to save you time and money. Get pre-qualified today. 




NMLS #410357


Featured Rates1

01/27/2023 rates as low as... 
 

ARM
 CONVENTIONAL
 VA FHA
 Jumbo
Interest Rate
4.625%
4.750%
5.000%
5.375%
5.750%
5.625%
5.875%
5.500%
5.750%
Term 5/1 ARM 7/1 ARM 15 Year 20 Year 30 Year 15 Year 30 Year 30 Year 30 Year
Points .75  .75  1  1.125 .75 1 1 1 .75
APR2 5.804% 4.930% 5.355% 5.674% 5.941% 6.253% 6.252% 5.712% 5.850% 
Payment $1028  $1043  $1582  $1362 $1167 $1647 $1183 $1136 $4669


Contact us for additional loan programs including Down Payment Assistance, Alternative Document Programs, and Adjustable Rate Mortgages!









Run the Numbers



















 

1 Rate and Payment quotes for ARM, Conventional, FHA, and VA loans are based upon the rate assumption of a $200,000 loan amount and 40% down payment (net equity). Rate and Payment quotes for Jumbo loans are based upon the rate assumption of a $800,000 loan amount and 40% down payment (net equity). Rates, Payments and/or Fees may be higher based upon your credit score, LTV (loan to value), and purpose. The rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate. 2 APR = Annual Percentage Rate.