Your service matters. Your home should too.
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Hometown Heroes Mortgage Program
Those Who Keep Arizona Strong
For educators, first responders, active military, medical professionals, and government employees – we’re here to help you build the life you’ve worked so hard for.
Our Hometown Heroes Mortgage Program1 is here to support community members in key service professions in achieving homeownership. Teachers. Nurses. Firefighters. Soldiers. Government workers. Every day, you give your best to strengthen our community. This program was built to give something back – a pathway to homeownership with real benefits designed just for you.
Program Highlights
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100% Loan-to-Value2 |
No PMI Requirement3 |
Conventional Loans |
home buying tips |
| Move in with no down payment. | More of your paycheck stays with you. | Secure, predictable terms for your mortgage. | Personalized guidance every step of the way. |
Program Requirements
Credit check4
Member must have a credit score of 680 or higher.
primary residence5
Property must be located in Arizona and must be your primary residence.
home buying course6
Complete an approved homebuyer counseling program.
Contact one of our real estate experts today!
Keri Brandon
Mortgage Loan Originator
NMLS# 863616
602.631.3255
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Daniel Valenzuela
Mortgage Loan Originator
NMLS# 1473425
602.631.3237
1To qualify for The Hometown Heroes Program, must be a first-time home buyer (not having owned a primary residence in the last 3 years). Members must provide documented proof that they currently work in a qualified profession (education, military, medical, first responders or government/civil servants). 2Up to 100% financing loan to value (no down payment) on the purchase of a first home. 3No private mortgage insurance required (PMI) for qualified borrowers. 4Minimum credit score of 680 to be eligible. 5Property must be in Arizona and be a primary residence. 6Must complete an approved homebuyer counseling program. Jumbo loans and loans with non-occupant co-borrowers are ineligible. Closing costs are not covered and subject to be paid by the borrower or the seller. Additional restrictions and eligibility requirements apply. Programs, rates, restrictions, terms, and conditions are subject to change without notice.
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