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Credit Union West
Routing Number: 322172153
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Home You're pre-approved for an Auto Refinance Loan

You're pre-approved for an Auto Refinance Loan


Put more momentum behind every mile you drive.

If your current auto loan is slowing you down, this could be your time to reset. With a pre-approved Auto Refinance Loan, we can help lower your payment and keep more of your money moving forward.

This is the advantage of local lending:
  • Competitive interest rates
  • Lower monthly payment
  • No payments for 90 days2 
 

You're Pre-Approved!1



Questions? Call 602.631.3290 or toll-free 1.800.621.0287.




Protect Your Investment

 

driving with head out window

 

GUARANTEED ASSET PROTECTION

 
If you are financing more than your vehicle value you can protect your investment with Guaranteed Asset Protection. GAP will pay the difference between your loan balance and the depreciated worth of your vehicle if it is totaled or stolen.


 
 

kid sitting on trunk of car

 

DEPRECIATION PROTECTION


If you have a low loan-to-value ratio, you can protect your cash down investment with a Depreciation Protection Waiver (DPW). DPW is an alternative to GAP, which allows you to recover your equity if your vehicle is totaled or stolen.


 

family getting beach toys out of trunk

 

MECHANICAL BREAKDOWN PROTECTION

 
Mechanical breakdown protection provides coverage extending past typical factory warranties. We offer three tiers of coverage so that you can select which items you want enhanced coverage on.
 
 
 







 
PRESCREEN AND OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria [including providing acceptable property as collateral]. If you do not want to receive prescreened offers of credit from this and other companies, call TransUnion at 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt Out Request PO Box 505, Woodlyn, PA 19094-0505.
 
APR = Annual Percentage Rate.
 
1Credit Union West is extending you a firm offer of credit for a new or used vehicle loan for the stated amount and rate. Program offer requires refinancing of your existing vehicle loan financed at another financial institution. The new loan term may exceed your original loan term. Any changes in amount financed, term, or rate could affect your payment. Examples shown are for informational purposes only and may not reflect your actual savings. You must be eligible for membership with Credit Union West and open a savings account with an initial $5 deposit. New Credit Union West accounts opened are subject to our normal approval process. Actual APR based upon many factors evaluated at the time of application, which may include, among other factors, borrower’s credit history, year of vehicle, loan terms, and any applicable administrative/processing fees. All loans are subject to credit review and approval. Credit report must remain in credit union possession. This offer does not apply to refinancing existing Credit Union West loans. 
 
290 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue daily on unpaid principal.
 
Other restrictions may apply. Programs subject to change without notice.