It's My Money

Credit Union West Loan Rates

It’s My Choice to belong… Credit Union West makes it easy!

The key to lifelong financial success begins with your Credit Union West membership! Developing and maintaining good money management habits is just plain smart. A good credit score translates into the ability to get better rates on loans, a great deal on a cell phone, reasonable rates on insurance and even a good job.

It’s My Money Savings Account

Flexibility and growth for those 12 to 17 years of age

  • Low $5 minimum balance required 
  • Earn Quarterly dividends
  • Receive quarterly Real Money newsletter

It’s My Money Checking Account

Daily money management for 12 to 17 year olds
 (with a parent or adult joint account owner)

  • No minimum daily balance requirements
  • FREE Online, Mobile Banking and TELLERphone 
  • Account access at thousands of ATMs
  • FREE Bill Pay  
  • eStatements for convenience and security 
  • Debit card available* 
  • Debit-card register to track your spending

Start Today for a Better Tomorrow!

Refer a friend! When an It’s My Money account member refers a friend to our It’s My Money Account, the friend will receive the $5 gift of membership into their new membership account.*  


Membership is open to anyone who lives, works or worships in Maricopa or Yavapai counties. To open a Credit Union West minor account the joint account holder must be at least 18 years old and provide documentation of the child’s social security number. The adult joint account holder must comply with the USA PATRIOT Act. To be eligible for a debit card, all minor checking accounts (under age 18) require an adult joint account holder. Minors 16 and 17 years of age are eligible to open a savings account without an adult joint account holder but must provide documentation of the minor's social security number. All Credit Union West accounts subject to our normal approval process. Programs subject to change. See a Member Service Officer for complete details.
*New membership established with $5 for a share savings account compliments of Credit Union West. Account closures within the first six months forfeit initial $5 deposit. Non-transferable. Non-negotiable for cash. Deposit offer valid only on qualified new It's My Money Savings accounts. Must be referred by existing IMM savings account member. Programs subject to change.