Credit Cards

Credit Union West Credit Cards

Lowest Rate or Maximum Rewards
Your Choice.


Not all credit cards fit every lifestyle. Some people appreciate low-interest rates, while others like to collect reward points to exchange for popular gifts such as vacation travel. Or maybe you’d rather choose a credit card that will help you build your credit.

At Credit Union West, you choose which option you want on your Platinum MasterCard®.

Platinum Preferred MasterCard

Choose our lowest credit card interest rates

Our Platinum Preferred card offers rates as low as 8.74% APR*, meaning you save on interest payments over time. Plus, there’s no annual fee or cash advance fee, ever.

Calculate your payments with interest rate

Platinum Rewards MasterCard

Choose to get rewarded for every dollar spent

With the Platinum Rewards card, you’ll receive a point for every dollar you spend. These points can be used towards rewards site purchases, cash back, or may be donated to charity. 

Visit our rewards site.


Balance Transfer - Limited Time Offer
Earn 2% cash back on all balances transferred to a new Credit Union West Platinum MasterCard.** Plus, no balance transfer fees.

Apply Now Apply online, by phone at 602.631.3290, or find a nearby branch.

Every card includes these valuable benefits:

    • No annual fee
    • No cash advance fee
    • Identity theft resolution services
    • Access to turn card off/on with MobiMoney app
    • Price protection
    • Extended warranty
    • Satisfaction guarantee
    • Purchase assurance
    • MasterAssist travel assistance services
    • Trip delay
    • Trip cancellation/trip interruption
    • MasterRental insurance
    • MasterCard Priceless Cities 
    • Lost or damaged luggage
    • Hotel/motel burglary
    • Cell phone protection plan

To learn more about these great benefits offered by MasterCard, click here.

For more information read the Preferred Options Platinum Rewards Overview.

Credit/Debit/ATM Card Contact

To change your debit or credit card PIN, call 877.265.9594
To report a lost or stolen card, call 602.631.3200 or 800.621.0287 (outside Maricopa County) or stop by the nearest branch location. If after hours, select option 9 for Card Services.


* Certain restrictions apply. Subject to credit qualifications and approval. Annual Percentage Rate (APR) is based on credit history and performance. The Prime Rate used to determine your variable APR is the rate published in the “Money Rates” table of the Wall Street Journal on the 25th day of each month. The rate on all MasterCard accounts is variable and may adjust monthly. Over-limit transactions will not be authorized. Refer to complete program details, rules & disclosures for MasterCard Enhancements and RewardsNow/Preferred Options. See a credit union representative for complete details. Programs subject to change without notice.


** Earn 2% cash back on all balance transfers made to a new Credit Union West Platinum MasterCard with no balance transfer fee. Transfer must be made at time of card opening.