Preferred Options Platinum

Credit Union West Credit Cards

Rate or Rewards - The choice is yours! 

Credit Union West offers the ultimate in credit card programs - the Preferred Options Platinum credit card where YOU decide on a lower rate or exclusive rewards!

Our credit card program offers enhancements reserved only for Platinum cardholders plus the choice of low rates or virtually unlimited rewards on purchases made using your enrolled credit card. You get the credit card that fits your unique needs!

Apply Now Apply for a loan by phone at 602.631.3290 or find a nearby branch.

Take a look!

Every Preferred Options Platinum includes these valuable benefits:

  • Purchase Assurance and Extended Protection
  • Return Protection
  • Price Protection
  • Lost Luggage Reimbursement
  • MasterCard Airport Concierge
  • Extended Warranty

To learn more about these great benefits offered by MasterCard, click here.

All three of our cards offer No Annual Fee, No Cash Advance Fee and rates as low as 8.49% APR*. Plus you choose added features based on your specific spending habits and lifestyle: 

  • Preferred Options Platinum REWARDS
    • Earn 1 reward point for every dollar you spend using your card. Earn bonus points for qualifying purchases when you use the Shopping Fling feature on the rewards website.
    • Redeem your points for travel, gifts, gift cards, cash and so much more!
    • Get a very competitive rate.  
  • For more information read the Preferred Options Platinum Rewards Overview.

    Click the logo to visit the Rewards Program 

    Rewards Program

  • Preferred Options Platinum PREFERRED RATE
    • Select our lower Preferred Rates!
  • Preferred Options Platinum CREDIT BUILDER
    • Perfect for those starting out or starting over
    • Credit lines from $500 up to $2,500
    • And you select rewards or preferred rate options!


MobiMoney App

Credit/Debit/ATM Card Contact

To change your debit or credit card PIN, call 877.265.9594
To report a lost or stolen card, call 602.631.3200 or 800.621.0287 (outside Maricopa County) or stop by the nearest branch location. If after hours, select option 9 for Card Services.

* Certain restrictions apply. Subject to credit qualifications and approval. Annual Percentage Rate (APR) is based on credit history and performance. The Prime Rate used to determine your variable APR is the rate published in the “Money Rates” table of the Wall Street Journal on the 25th day of each month. The rate on all MasterCard accounts is variable and may adjust monthly. Over-limit transactions will not be authorized. Refer to complete program details, rules & disclosures for MasterCard Enhancements and RewardsNow/Preferred Options. See a credit union representative for complete details. Programs subject to change without notice.