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Credit Union West
Routing Number: 322172153
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Use Your Home To Improve Itself

Borrow Up to 133% of Your Home’s Value

Cash is hidden in your home and it’s not under the couch cushion. Unlock your home’s value even without the equity with a Fixed Rate Home Equity Loan from Credit Union West.

So, even NO EQUITY means high potential.
  • Put in a pool
  • Make a major purchase
  • Consolidate debt
Apply online today! 

Use Your Home To Improve Itself

With a Fixed Rate Home Equity Loan

APR1 Amounts Terms Apply
7.75 % - 14.00% 
Based on Equity,
up to 133% CLTV2 3
Up to 240 months4

Questions? Call 602.631.3290 or toll-free 1.800.621.0287 x 3290.

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New credit card holders enjoy 2% cash back on balance transfers with no annual fee.
Vehicle Loans

Affordable monthly payments with incredible rates.

1Annual Percentage Rate. Actual APR based on borrower’s credit history and loan terms. Rate is current as of March 1, 2021. New Credit Union West membership accounts require a $5 minimum balance and are subject to normal approval process.
2CLTV stands for combined loan-to-value
3 Home Improvement loans available with LTVs (Loan-to-Value) of 80.01%-133%. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Please consult a tax advisor for further information regarding the deductibility of interest and charges. Available for owner and non-owner occupied residences. 
4 Term based on amount financed. Other restrictions apply.

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