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Credit Union West
Routing Number: 322172153
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Twenty Percent Down Myth


Home Buying Myth Revealed

If you’re desperate to own a home of your own, you are likely saving up until you have 20% of your dream home’s total value. All that’s great, but the fact is you don’t need to put down 20%.

The 20% myth is leftover from the era after the housing crisis, when many lenders tightened their lending parameters. Now, you have options! We offer VA loans to military families with no money down, and offer traditional Conventional mortgages with as little as 3% down.
If you've been saving to put 20% down, now is the time to reconsider. In the time it takes you to save, home prices and rates may rise significantly.

Apply online today! Get in the home of your dreams with our low mortgage rates.
Questions? Call 602.631.3479

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5 Ways to Build Credit

Your credit history affects everything from your purchasing power to your ability to get a reasonable loan rate or possibly to landing a job.
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We Are Here For You 

Financial questions become a breeze when you lean on us, your steady financial partner, so you can concentrate on what really matters.
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Voted Top Company

We’re proud to have received’s “Top Companies to Work For in Arizona” award, eight years in a row.