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Home Resources Yavapai Flooding Relief Program

Yavapai Flooding Relief Program


When severe weather impacts our communities, we know the challenges can extend well beyond the storm. For Credit Union West members and employees affected by the recent flooding in Yavapai County, we're here to provide financial support as you recover and rebuild.
 

Financial Relief Options 

 

Disaster Relief Loan 

  • Loan Amount: Up to $6,000 

  • Interest Rate: 0% APR*

  • Repayment Terms: 12–24 months 

  • First Payment: Deferred for 90 days1

  • Processing Fee: Waived

  • Eligibility: Credit Union West members and employees 

  • Requirements: Application, credit inquiry, and credit approval required 

 

Skip-A-Pay Assistance

If you've been impacted by the recent storms, you may be eligible to skip a qualifying Credit Union West loan payment with the processing fee waived. 
 
 
 

How to Qualify

  • Be a Credit Union West member or employee.
  • Have been impacted by the recent storms in Yavapai County and surrounding areas.
  • Complete a loan application and credit inquiry.
  • Receive credit approval. 

Help Our Neighbors in Need 

Some families have been displaced by the flooding and need everyday essentials. We're asking our community to lend a hand by donating: 

  • Nonperishable food and bottled water
  • New clothing, socks, and undergarments
  • Toiletries and personal hygiene products
  • Blankets, towels, and cleaning supplies 

Please drop off any donated items at your local Credit Union West Branch. 

Find a location


 

 




























we're always here to help

If you're experiencing financial hardship, our team is ready to help you explore your options. 

Call 602.631.3200 or contact us via secured messaging in Mobile & Online Banking.




Instant Answers

Credit Union West members and employees impacted by the recent storms in Yavapai County and surrounding areas may apply. All loans are subject to application, credit inquiry, and credit approval. 

Eligible members and employees may apply for a Disaster Relief Loan of up to $6,000 at 0% interest, with repayment terms of 12–24 months. 
Your first loan payment will be deferred for 90 days. 
No. The processing fee for the Disaster Relief Loan is waived. Eligible members and employees impacted by the storms may also request a qualifying Skip-A-Pay with the processing fee waived. 
Please contact Credit Union West to discuss the financial relief options available to you. Call 602.631.3200 or contact us via secured messaging in Mobile & Online Banking.




190 Days No Payment option will extend your loan by three (3) months and finance charges will accrue on unpaid principal.

2In order to qualify, all loans and accounts must be current and in good standing at the time we receive your request, your membership account must be opened for 6 months or more, and you must be (1)Be a Credit Union West member or employee, (2) Have been impacted by the recent storms in Yavapai County and surrounding areas, (3) Complete a loan application and credit inquiry (4) Do not currently have an open and active Financial Relief Personal Loan for yourself or any member of your household. Certain restrictions apply. Subject to credit qualifications and performance. Annual Percentage Rate (APR) based on credit history, term, and performance. Programs subject to change without notice.  

3A skip a payment fee will be processed per the Skip-a-Payment agreement, for each skipped payment request.  You may not request two back-to-back Skip-a-Payments. If you have more than one qualifying loan, you may request to Skip-a-Payment on each loan. The processing fee(s) will be returned to anyone not eligible to participate in this offer. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must be opened for more than 6 months. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to principal resulting in a larger final payment, or negative amortization. Interest and any voluntary insurance premiums, if applicable will continue to accrue as usual during the deferral period. The number of Skip-a-Payments in a rolling 12-month period is limited to a maximum established by the credit union and may be subject to change. Certain restrictions apply and not all loans are eligible for this program. In some instances, it may be required that the member authorize having a credit bureau pulled for review. Subject to credit qualifications and performance. Program subject to change at any time.