Contest Rules

Eligibility: This Campaign is open to all who Like and Comment on one or both of the October 21, 2021 “International Credit Union (ICU) Day^®” posts on Credit Union West’s Facebook and/or Instagram pages and are 18 years of age or older as of the date of entry. The Campaign is only open to legal residents of the United States, and is void where prohibited by law. Employees of Credit Union West, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, you agree to accept the decisions of Credit Union West as final and binding as it relates to the content of this Campaign.

Campaign Period: Entries will be accepted online starting at 9:00 AM MST and ending at 11:59 PM MST on October 21, 2021. All online entries must be received by October 21, 2021 at 11:59 pm MST.

How to Enter: The Campaign must be entered by Liking and Commenting in the comment section of specified “International Credit Union (ICU) Day^®” post on the Credit Union West Facebook page at facebook.com/creditunionwest and/or on the Credit Union West Instagram page at instagram.com/creditunionwest. The entry must fulfill all Campaign requirements, as specified, to be eligible to win the prize. Entries that are incomplete or do not adhere to these rules or specifications may be disqualified at the sole discretion of Credit Union West. You may enter as many times as you like. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Credit Union West.

Prizes: One Winner will receive one Mastercard gift card in the amount of $50. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Credit Union West. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Credit Union West to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation and that you will sign a release, unless prohibited by law.

Odds: The odds of winning depend on the number of eligible entries received.

Winner Selection and Notification: Winner will be selected by a random drawing under the supervision of Credit Union West. Winner will be notified by Facebook comment reply or direct message on October 21, 2021. Credit Union West shall have no liability for Winner’s failure to receive Facebook notification of message or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 24 hours from the time of Facebook message send, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with these terms and conditions and any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT CREDIT UNION WEST‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

Terms & Conditions: Credit Union West reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond Credit Union West’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, Credit Union West may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Credit Union West. Credit Union West reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Official Rules. Credit Union West has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such attempt be made, Credit Union West reserves the right to seek damages to the fullest extent permitted by law.

Limitation of Liability: By entering, You agree to release and hold harmless Credit Union West and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Campaign; (v) electronic or human error in the administration of the Campaign or the processing of entries; (v) misuse or misappropriation of your likeness.

Disputes: THIS CAMPAIGN IS GOVERNED BY THE LAWS OF ARIZONA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Arizona having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.

Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Credit Union West website. To read the Privacy Policy, visit https://www.cuwest.org/assets/files/LaM5dVKH/privacy-policy-cuwest.pdf  

Sponsor: The Sponsor of the Campaign is Credit Union West, PO Box 7600, Glendale, AZ 85312-7600.

Facebook and Instagram: The Campaign hosted by Credit Union West is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram.