Protect your vehicle investment and financial strength with
comprehensive auto coverage that extends beyond standard options.
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Auto Protection Plans
Coverage that Fits Your Needs
Receive comprehensive coverage and outstanding customer support with vehicle protection options, designed to decrease your out-of-pocket repair or replacement costs, should an accident occur. Select one or more of the coverage options that fit your needs and lifestyle.
Choose The Option That's Right For You
Guaranteed Asset Protection
If you are financing more than your vehicle value you can protect your investment with Guaranteed Asset Protection.1,2 GAP will pay the difference between your loan balance and the depreciated worth of your vehicle if it is totaled or stolen.3
Depreciation Protection
If you have a low loan-to-value ratio, you can protect your cash down investment with a Depreciation Protection Waiver (DPW). DPW is an alternative to GAP, which allows you to recover your equity if your vehicle is totaled or stolen.
Mechanical Breakdown Protection
Mechanical breakdown protection provides coverage extending past typical factory warranties. We offer three tiers of coverage so that you can select which items you want enhanced coverage on.1
1Not insured by NCUA, NCUSIF or any Federal Government Agency, are not a deposit, may lose value, carry no credit union guarantee.
2Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver Addendum which will contain the terms and conditions of GAP Advantage benefit. There are eligibility requirements, conditions and exclusions that could prevent you from receiving GAP Advantage benefits. You should carefully read your GAP Waiver Addendum Form for a full explanation of the benefits, rules, terms and conditions of the program. This document is not a contract. GAP Advantage is a loan/lease deficiency waiver and is not offered as insurance coverage.
3Payoff is less delinquent payments, late charges and other insurance related charges.
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