Avoid Holiday Scams this Season
Avoid Holiday Shopping Scams This Season
The busiest shopping season of the year is when we typically see a higher rate of fraud around the world. Being aware of common scams can help keep your finances safe this holiday season. There are a few things you can look out for to protect yourself while you shop online.
Phishing Scams
Phishing is when a scammer calls you or sends a text or email that looks like it’s coming from a legitimate company like FedEx, Netflix, Amazon, or even Credit Union West, to request sensitive account information. Common phishing signs are suspicious URLs, misspelled words, and generic greetings.
Charity Scams
Scam Delivery Messages
False Advertisements
Scammers may use ads on social media platforms to advertise products that look like popular items but are actually counterfeit products. If a product on a social media advertisement looks too good to be true, it probably is. Avoid clicking on links from social media ads and find products directly on the company’s official website. This extra step can help ensure that you are getting a quality product.
Gift Card Scams
Gift cards are a common tool that scammers use to steal funds. If someone demands that you pay them in gift cards, for any reason, do not give into this request. Funds stolen through gift cards can never be recovered.
It's important to remember that Credit Union West will never ask for your Online Banking password, or other personal information in a text, email or phone call. If you are concerned due to a suspicious interaction, stop what you are doing and call Credit Union West at 800.621.0287 or send us a secure message through online banking so we can help safeguard your account.
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