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Credit Union West
Routing Number: 322172153
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Credit Builder Loans

Establish or improve your credit rating with a low-interest loan.

Helpful Credit Builder Loans


If you need to build or re-build your credit score, a credit builder loan is the perfect solution. Our credit builder loan is specifically designed to help establish credit for the first time, or to improve your credit score after an unexpected drop. We offer two options: secured or unsecured. Meaning, you can choose a secured loan with a lower interest rate, using your savings account as collateral, or an unsecured loan at a higher interest rate with no collateral necessary.

Apply now and start building your score!

Featured Rates

Option APR1 Term Amount
Credit Builder Loan Share rate + 7% Up to 36 Months Up to $5,000

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1Annual Percentage Rate. Actual APR based on borrower’s credit history and loan terms.