3 Ways to Maximize Saving While Spending

We are all looking for ways to save money, but sometimes making an extra budget cut to get there can seem impossible. Luckily, with these three tips, you can squeeze more out of your money without lowering your budget or goals.

1. 1. Planned Purchasing

Impulse purchases can wreak havoc on savings goals. Planning your purchases is one of the best ways to maintain a budget and maximize purchase savings. In order to plan your purchases for the best price, keep a list of all the non-essentials you’re planning to buy.

When you’re ready to make a purchase, do some quick research to make sure you’ve got the best price, then confidently spend as an informed shopper. With essentials, such as groceries, the same strategy can be applied. Making a list before shopping can eliminate impulse decisions and food waste, ultimately saving you money! There will always be surprise expenses, but the more you plan out your shopping, the more you’ll get out of your money.

1. 2. Shop for Discounts

Does your grocery store also have a gas station? Shop where you can earn points towards saving on gas. You will get discounts on your gas while spending on essentials for your home and family.

1. 3. Cash Back Checking

Opening a cash-back checking account is one of the easiest ways to save by spending. With our Loyalty Rewards Checking,™ you get paid to shop, no matter the merchant or category. So for all those planned purchases your credit card doesn’t reward you for, use your cash back checking!

Don’t have a Loyalty Rewards Checking account? Start earning by opening your rewards checking today.