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Credit Union West
Routing Number: 322172153
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Home Borrowing Merchant Lending

Merchant Lending

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Take your business to the next level by offering your consumers Credit Union West financing.

Boost Sales with Better Lending Options

 
 
Offering your customers financing can be an easy way to boost revenue. By partnering with Credit Union West to offer your customers unsecured financing you may increase overall sales and customer loyalty without risking your business equity or credit rating. 
 
 

 

 

Enjoy Great Benefits

For You

 

  • We PAY YOU 1% of the amount financed 1

  • No set-up costs or monthly fee to participate

  • Multiple, easy options for application submission

  • Quick funding via ACH so you can make the sale

  • Competitive rates for your customers

 
 
 
 

for your clients

 

  • Loan rates as low as 9.75% APR 2

  • Loan amounts up to $40,000

  • Terms up to 84 months 3

  • No hassle financing

  • Quick application decisions

  • No pre-payment penalties

  • Credit Union West membership

Offer Multiple Financing Options

Fixed Rate Loan

  • We PAY YOU 1% of the amount financed 1
  • Option available to offer customers 0% financing on terms up to 36 months on installment contracts
  • Opportunity to offer customers discounted financing
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Platinum Rewards Mastercard®
 
  • We PAY YOU 1% of the amount financed 1
  • You do not pay an interchange fee on the initial purchase amount
  • Customers use their new card to earn rewards
Ready to offer your customers financing?

Please complete and return the following items.

 

Merchant Application

Merchant Agreement

ACH Setup Information

 

Questions? Call 602.320.21800 for additional information.
 
 
 
 
 
 
1 1% of the total amount financed will be paid to the merchant, except on Preferred and Special Financing Program, when applications are taken via phone or when loans are funded where credit scores are below 660. Loans paid off during the first 120 days require the merchant to pay back the 1% to the credit union (no charge backs for loans financed using Preferred or Special Financing). 

2 Annual Percentage Rate (APR)

3 Sample payments:
$20,000 financed at 11.75% APR for 84 months would result in $352.08 monthly payments.
$12,500 financed at 11.25% APR for 72 months would result in $240.64 monthly payments.
$9,000 financed at 10.50% APR for 60 months would result in $194.28 monthly payments. 
$7,000 financed at 9.75% APR for 24 months would result in $323.45 monthly payments. 
$5,000 financed at 9.75% APR for 12 months would result in $440.69 monthly payments.
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