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Perks of Membership
The Perks of Membership
Heritage High-Yield Checking™
Ready to get more from your checking? With your new Heritage High-Yield Checking account, you will not only earn a surprisingly high rate but also enjoy a $150 bonus!
Heritage High-Yield Checking can help you grow your money by paying you 4.07% APY¹ on checking account balances up to $10,000 (if qualifications are met). Plus, for a limited time, get a $150 bonus when you open a new account. Just use promo code HERITAGE150 at your local branch or when you open your account online.
Heritage High-Yield Checking™
4.07% APY¹
on balances up to $10,000PLUS
Promo code: Heritage150
$150
cash bonus²Account Features & Benefits:
Account Features
- Free checking.3
- Free Allpoint ATMs4
- Early Pay on direct deposit5
- No minimum deposit
Free Services
- Mobile App with Remote Check Deposit
- eStatements
- Online Banking & Bill Pay
- Mastercard Debit Card
¹ Annual Percentage Yield (APY) is variable and subject to change before and after account opening. New Credit Union West membership accounts require a $5 minimum balance and are subject to normal approval process. For additional account details please refer to Heritage High-Yield Qualification Details.
² Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years. Limit one Heritage High-Yield Checking account per Social Security Number. $5 minimum balance required for membership account. One ACH credit/Direct Deposit must be established. Must swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening. Annual Percentage Yield on balances over $10,000 and non-qualifying accounts is 0.01%. The new account must be open and in good standing for at least 90 days before the $150 is available for use. Any taxes are the responsibility of the recipient and are reported on a 1099-INT. Rate may change after account is opened and fees could reduce earnings. Offer valid only upon receipt of this original coupon. Coupon is non-transferable and non-negotiable for cash. Program subject to change without notice. Bonuses are considered interest and will be reported on IRS Form 1099-INT.
² Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years. Limit one Heritage High-Yield Checking account per Social Security Number. $5 minimum balance required for membership account. One ACH credit/Direct Deposit must be established. Must swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening. Annual Percentage Yield on balances over $10,000 and non-qualifying accounts is 0.01%. The new account must be open and in good standing for at least 90 days before the $150 is available for use. Any taxes are the responsibility of the recipient and are reported on a 1099-INT. Rate may change after account is opened and fees could reduce earnings. Offer valid only upon receipt of this original coupon. Coupon is non-transferable and non-negotiable for cash. Program subject to change without notice. Bonuses are considered interest and will be reported on IRS Form 1099-INT.
3 “no-fee” – no monthly service fees regardless of account balance. Certain restrictions apply, see individual pages for complete details.
4 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to Membership Account Agreement for further details.
4 Foreign transactions may be subject to a foreign currency conversion fee. Fees assessed are determined by card processors. Refer to Membership Account Agreement for further details.
5 Funds must be pending in the ACH warehouse to post early. Any automatic funds transfers (AFT) will happen at their normal time.
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